27 Month “Bump” Certificate

Look out for that certificate rate bump, Robix!

With the new 27 Month “Bump” Certificate, you'll earn 2.50% APY with as little as $2,500 to open.

If rates increase over the coming 27 months, we will "bump" you to 2.75% APY.

It's not often you bump into an offer this friendly, so act now to take advantage.

Frequently asked questions about the 27 Month “Bump” Certificate

1. How do I open a Logix certificate?
It's simple! You can login to online banking, visit a branch, or call us at 800-328-5328.

2. How do I open a new certificate online?
Login to Logix online banking, click on "Accounts," and choose "Open a New Account." Select the account type "Promotional 27 Month Certificate" in the drop down menu and press "Next. " Input the amount you'd like to transfer and select which account you'd like to transfer from. Make sure to click next and confirm the transfer by clicking on "Confirm Funding of New Account" and you're all set!

For external accounts, you may need to verify your account using MoneyMover ($5,000 transfer maximum).

3. How do I set up MoneyMover to transfer funds from an external account?
To set up MoneyMover to transfer funds from another financial institution, login to online banking, go to "Transfers/Payments", click on "MoneyMover," and under the MoneyMover Account click on "Add MoneyMover Account." Send an authentication passcode by choosing an option within the drop down menu and press "Send Passcode." Input your passcode and press "Confirm Passcode." Now you're ready to add an external account from another financial institution. Enter the necessary fields for your external account and press "Next" and then "Save". You'll need to confirm the MoneyMover account by pressing "Done."

To complete the MoneyMover validation process you'll need to validate the amount of two small transactions we have sent to your external account from Logix. These transactions will appear within three business days. Once you have confirmed the transaction amounts, you will be able to transfer funds between Logix and your external accounts.

4. What is the minimum?
We're glad you asked! The minimum amount to open a 27 Month Certificate is $2,500.

5. How does the bump rate work?
Since you bumped into this offer, it's good to know the details. If rates increase over the coming 27 months we will automatically increase (bump up) the Annual Percentage Yield (APY) on the Certificate by 0.25% and the Certificate will earn at 2.75% APY for the remaining term. The 2.75% APY increase is not guaranteed and is dependent solely on the performance of the 2-Year Treasury Constant Maturities Yield during the term of the certificate. Only one rate increase (bump) is permitted.

Click here to schedule an appointment at your nearest branch, or click here to see all Logix branches.

27 Month “Bump” Certificate – A minimum $2,500.00 deposit is required to open and maintain the certificate and avoid account closure. The certificate term is 27 months. The advertised 2.50% APY assumes dividends remain on deposit until maturity. A withdrawal of dividends will reduce earnings. Early withdrawal penalties apply. At maturity the certificate will automatically renew as a standard (non-Promo) Logix 24-month certificate at the dividend rate and APY then in effect. The 27-Month Promo Certificate cannot be opened as an IRA and is not available for business accounts.
How the Rate Bump can Occur: If the 2-Year Treasury Constant Maturities Yield is 3.000% or greater on the first business day of any month during the term of the Certificate, we will automatically increase (bump up) the Annual Percentage Yield (APY) on the Certificate by 0.25% and the Certificate will earn at 2.75% APY for the remaining term. The 2.75% APY increase is not guaranteed and is dependent solely on the performance of the 2-Year Treasury Constant Maturities Yield during the term of the certificate. Only one rate increase (bump) is permitted. APY = Annual Percentage Yield. The Logix 2.50% APY 27- Month Bump Rate Promo Certificate is available for a limited time only and may be discontinued at any time. Logix membership required.

Contact Info

Member Service Center
(800) 328-5328
Mon-Fri 6 a.m. to 8 p.m. (PT)
Saturday 8 a.m. to 5 p.m.

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