Home
Banking
Savings

Save More with Credit Union Savings Accounts

Our savings, money market, and certificate accounts are designed to help you build a stronger financial future.
Open Account View Savings Rates

Money Market Accounts

Rates as high as

APY

Higher yields, unlimited deposits, and convenient access to funds.

Certificates Accounts

Rates as high as

APY

Flexible terms with dividends earned daily and compounded monthly.

IRA Retirement Accounts

Rates as high as

APY

Potential tax benefits, flexible contributions, and rollover options.

Bump Rate Certificate

Rates as high as

APY

When rates go up, raise your Certificate rate once during the term.
View All Rates
Our Credit Union Savings Account Options

See How Our Credit Union Savings Accounts
Stack Up

Main Savings

APY Range
Best For
Consistent dividend growth and easy access.
Minimum Opening Deposit
$5
Security and Peace of Mind
Federally insured up to $250,000
Open Account

IRA Retirement Savings

APY Range
-
Best For
Building your savings to enjoy a secure retirement.
Minimum Opening Deposit
$0
Security and Peace of Mind
Federally insured up to $250,000
Open Account

Money Market Accounts

APY Range
-
Best For
Earning high dividend yields with immediate access.
Minimum Opening Deposit
$2,500

Security and Peace of Mind
Federally insured up to $250,000
Withdrawal Penalty
Enjoy different penalty-free withdrawal options. Refer to account disclosures for more information.
Open Account

Certificate Accounts

APY Range
-
Best For
Earning consistent and high dividend yields.
Minimum Opening Deposit
$1,000

Security and Peace of Mind
Federally insured up to $250,000
Withdrawal Penalty
Dividends may be withdrawn without penalty, but withdrawal of principal results in an early withdrawal penalty.
Open Account

High-Rate Savings

APY Range
-
Best For
Earning high dividend yields with immediate access.
Minimum Opening Deposit
$25,000
New Money Only
Security and Peace of Mind
Federally insured up to $250,000
Withdrawal Penalty
No limits on deposits or withdrawals.
Open Account
A Main Savings Account with a $5 minimum balance is required to establish and maintain Logix membership.

The Savings Accounts Quick Comparison Chart is intended to display an example of savings accounts types and how members can earn higher Annual Percentage Yields depending on the savings product selected, and is not intended as an official quote of Annual Percentage Yields currently available.

For current Savings and Money Market Rates click here, for current Certificate Rates click here.

What are members saying?

Average Customer Ratings

Credit Union Savings Accounts Built to Grow with Your Goals

12

12-Month Flex Certificate

Take advantage of one extra deposit during the term, and one penalty-free withdrawal, up to 25% of your balance.

24

24-Month Certificate

Lock in a great rate with a $1,000 minimum opening deposit and no monthly fees.

12

12-Month Bump Rate Certificate

Make one rate increase during the certificate term, if rates go up.

UTMA Launch Pad Savings

Secure your child’s financial future while building smart money habits for life.

GreenPath Financial Wellness

Teach kids smart money habits through budgeting, spending, and saving.

Individual IRA Retirement Accounts

Ensure peace of mind with an account specifically designed to help you save for more financially secure retirement.

Retirement Savings Calculator

Have you ever wondered if you’re saving enough for retirement? Evaluate your current plans and make adjustment plans with this handy calculator.

12

12-Month Flex Certificate

Take advantage of one extra deposit during the term, and one penalty-free withdrawal, up to 25% of your balance.

UTMA Launch Pad Savings

Secure your child’s financial future while building smart money habits for life.

Individual IRA Retirement Accounts

Ensure peace of mind with an account specifically designed to help you save for more financially secure retirement.

The Smarter Banking Choice for Credit Union Savings Accounts

Read the Full Article
Logix is ranked in the 99th percentile for member value among credit unions nationally.
Logix is the highest-scoring credit union in California.

Logix charges almost 20% fewer fees per member than the credit union average.
Logix Team

Safe and Secure Banking with Logix

…and becoming a member is fast and easy!

Federally Insured

Your deposits are federally insured up to at least $250,000 by the National Credit Union Administration.
Dollar Icon

Strong Capital

Our net worth is over 15% of assets, far surpassing the federal regulator’s 7% “well-capitalized” threshold, and the bank average of 9.9%.

Positive Earnings

Logix has maintained positive earnings every year since its founding in 1937 – a statement very few financial institutions can make.

Questions? We’re here for you!

Call Us

Have questions? Call us at (800) 328-5328!

Appointment

Schedule an appointment with us!

Visit Us

Come into one of our branches in person!

Contact Us

Connect with our team online, by phone, or in person.

Frequently Asked Questions

You can apply for a Savings Account online, by phone, or in person at any branch.

For a general savings account each account holder will need a U.S. Government Photo ID and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).


Teen Account

Exclusively for members ages 13 thru 17.

  • Adult's U.S. Government Photo ID
  • Adult's SSN or ITIN
  • Teen’s Identification
    • Photo ID (school ID or government ID is acceptable) or
    • Birth Certificate or
    • Social Security Card or
    • Parent Endorsement (parent must be an established Logix member)
  • Teen's SSN or ITIN

UTMA (Uniform Transfer to Minor)

  • Custodian's U.S. Government Photo ID
  • Custodian's SSN or ITIN
  • Minor's SSN or ITIN

Trust Account

  • General Membership requirements
  • Certificate of Trust

Estate Account

In a general sense, an "estate" refers to the total property, assets, and liabilities that a person leaves behind at the time of their death. It includes real estate, personal property, financial accounts, and debts.

  • General Membership requirements
  • Certified Copy or Original Death Certificate
  • Certified Copy of Letters of Testamentary or Letters of Administration
  • Employer Identification Number (EIN)

Representative Payee

A "representative bank account" typically refers to an account held by an individual who is authorized to act on behalf of another person or entity. This representative, often called an agent or representative payee, manages the finances of the account for the benefit of the account holder. Representative bank accounts are commonly used in situations where someone may not be able to manage their own financial affairs, such as minors, individuals with disabilities, or those who have appointed someone to handle their financial matters.

  • General Membership requirements
  • Letter from Social Security Administration or Department of Veterans Affairs stating who the Representative Payee is and for whom the account is being established

There is a minimum initial deposit of $5 to open a Main Savings Account and establish a membership.

Dividends are earned daily and credited and compounded monthly at the rate that corresponds to your account balance. Click here to learn more.

There is no Main Savings account specific monthly low balance fee or monthly service charge; however, we charge a Low Balance Fee of $5 if the combined total of your savings, checking, money market, certificate, and outstanding loan balances within the same account structure is less than $1,000 on the last day of the month. If incurred, this fee is charged to the Main Savings Account, provided sufficient funds are available; otherwise the fee is charged to another of your Logix accounts. Learn how to waive this fee with our Relationship Rewards Program.

We have several accounts and rates that meet your needs, including Money Market Accounts, Certificate Accounts, and High-Rate Savings Accounts.

Absolutely! Your deposits are federally insured up to at least $250,000 per individual vesting (and another $250,000 for IRAs) by the National Credit Union Administration.

With our Main Credit Union Savings Account, you can make withdrawals without penalties. Depending on the type of Savings Account, withdrawal penalties may apply. Check each Savings Account type for more information.

Yes. Our Main Savings Account allows you to make unlimited deposits. Depending on the type of Savings Account, deposit limitations may apply. Check each Savings Account type for more information.

You may want to consider the following when determining which Credit Union Savings Account is right for you.

  • Your goal (emergency fund, short-term savings, long-term growth)
  • How often you need access to the funds
  • Desired dividend rates
  • Minimum balance requirements
  • Flexibility features like extra deposits and withdrawals