Home Equity Loans
Unlock the value in your home.

What is a Home Equity Loan?

With a home equity loan, you can borrow at lower interest rates than other types of loans.
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Fixed Rates and Payments
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Borrow up to 80% of your Combined Loan-to-Value
No Points, Closing Costs, or Annual Fees on Loans up to $250,000
Terms of 5, 7, 15, 20, or 30 Years
Road to Home Equity

Thank You for Considering Logix for Your Home Equity Loan

Let us guide you on what to expect from application to closing. Keep in mind...the quicker you respond to our requests, the faster we can finalize your approval.
We have received your loan application.
Loan officer contacts you to confirm details and documents. Initial disclosures are sent for review and signing.
Good news! We're reviewing your loan application.
Loan application review begins. Appraisal or additional documents may be requested.
This step determines whether or not your application has been approved.
If your loan application is approved, it will be approved subject to conditions. Loan Processor assigned, reviews approval conditions, and confirms closing date.
Your loan is being processed.
Loan is processed, and additional documents may be requested. You’ll receive a copy of the appraisal and weekly updates.
Almost there! We're preparing your loan documents.
Closing documents are prepared and sent to you for review and signing. Escrow company contacts you for document signing.
Congratulations! Your loan has been funded.
Loan is funded, and you’ll receive proceeds (if any) within 48-72 hours.

Are you ready to experience Logix Mortgage Loans? Apply Now!

Online
Apply for a mortgage or home equity loan quickly and conveniently with the Logix online application.
In Person
Visit a branch to experience world-class service from a Logix professional.
By Phone
Give our Member Service Center a call. We're happy to answer any questions you may have.

Already Applied?

Read Our Step-By-Step Guides

We’ve created this series of guides to help with some common questions you may have regarding the road to your new loan.

Check Your Status Online

Check your application status online on the Logix Mortgage Center or connect with your loan officer.

Disclosure (1)

Logix Home Equity Loan – No closing costs means that Logix will pay various closing costs on loan amounts of $250,000 or less ($100,000 or less for non-owner occupied property), relating to your loan origination and settlement, such as application, credit report, lender's title insurance, and appraisal fees, provided borrower does not pay off the loan within the first 36 months. Costs such as per diem interest, interest, taxes, owner's title, and hazard, homeowner's and private mortgage insurance, are not included and are the responsibility of the borrower. Closing costs on loan amounts more than $250,000 range from $1,500 to $2,500 based on amount borrowed. Attorney fees apply in some states. Additional state-related taxes and fees may apply. Property Insurance and a lien is required on the subject property. Minimum loan amount is $25,000; maximum $500,000 ($250,000 for non-owner occupied property). Consult your tax advisor regarding deductibility of interest. Other terms and conditions may apply. Home Equity Loans are available on properties located in AZ, CA, DC, MA, MD, ME, NH, NV, and VA. Logix membership required. Logix Smarter Banking is a registered trademark of Logix Federal Credit Union.