*Monthly Service Charge with e-Statements (paper statements waived)
†Gold Relationship Rewards: Minimum $35,000 combined household balances. Platinum Relationship Rewards: Minimum $100,000 combined household balances. Combined household balance includes any loan, mortgage, checking, money market and savings balances (excluding certificates) at Logix.
‡Dividends are earned daily and are credited and compounded monthly on the first day of each month. For current rates click here.
Discover possibilities of reaching more with Logix Mastercard credit cards. Enjoy 0% Introductory APR on purchases for the first 6 months your account is open!*** After that your variable APR will be 12.49% to 17.99% for the Platinum Mastercard and 16.99% to 17.99% for the World Rewards Mastercard, based on your creditworthiness. Now that's supercharging your spending power.
You can apply for a Checking Account online, by phone, or in person at any branch. Logix membership is required.
The monthly service fees vary depending on the type of account you open. Click here to learn more.
There are minimum balance requirements to avoid monthly service charges. Click here to compare checking accounts.
We process Direct Deposits as soon as we get notification from your employer, so when you ask them to set up your pay as a Direct Deposit to your Logix account those funds could be available up to two days earlier than your standard payday date, depending on your employer.
An overdraft occurs when you do not have enough money in the available balance in your account to cover a transaction at the time it is presented for payment, but Logix Federal Credit Union pays it anyway. We can cover your overdrafts in two different ways:
Click here for all the details.
We do authorize and pay overdrafts for the following types of transactions:
We do not authorize and pay overdrafts for the following types of transactions unless you ask us to:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices, no Courtesy Pay Fee is charged if your available balance overdraft is $5.00 or less. The following tiered fees apply if your available balance overdraft is more than $5.00:
The maximum you could be charged per day for Consumer accounts is five (5) overdraft fees totaling up to $150.00 and for Business accounts are ten (10) overdraft fees totaling up to $300.00.
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions here are your options:
If you no longer want us to authorize and pay overdrafts on ATM and everyday debit card transactions:
**We process Direct Deposits as soon as we get notification from your employer, so when you ask them to set up your pay as a Direct Deposit to your Logix account those funds could be available up to two days earlier than your standard payday date, depending on your employer.
***Introductory Rate on World Rewards and Platinum Regular Card: Introductory Rate is available to members who meet minimum credit score and underwriting criteria. Cardholder must qualify. Credit card purchases made during the first 6 months your credit card account is open qualify for 0% APR for the first 6 billing cycles. When the Introductory Rate period has ended, the rate applied to any remaining outstanding balance for those transactions will be at the cardholder’s standard Credit Card rate.
Mastercard is a registered trademark of Mastercard International Incorporated.
Logix membership is required.