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Mortgage Refinance
Love your home but not your mortgage? We’ll find you a refinance option that meets your needs.
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Refinance Your Home at A Lower Rate

Just a small change in rate or terms can add up to thousands of dollars saved each year.
Low rates and flexible terms.
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Cash-out and no cash-out options available.
No appraisal with qualifying Property Inspection Waiver.
Choice of 10, 15, 20, or 30-year terms.
Logix Mortgage Refinance

Fixed Rate vs Adjustable Rate Mortgage (ARM)

Our fixed-rate loans offer steady rates over 10, 15, 20, or 30 years, perfect for long-term stays. Alternatively, adjustable-rate mortgages start with a lower rate fixed for the first 3, 5, 7, or 10 years.

Let's Get You Refinanced!

Apply online in minutes or let one of our friendly Loan Officers help you! We'll find the right loan for you and guide you through the application process.
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Apply Online

Apply for a mortgage loan in a few minutes. It's really that simple!

Apply for Refinancing Loans
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Visit a Branch

Let's meet up to talk about your needs. We're just around the corner!

Find the Nearest Branch
Road to Home Refinance

Thank You for Considering Logix for Your Refinance Loan

Let us guide you on what to expect from application to closing. Keep in mind...the quicker you respond to our requests, the faster we can finalize your approval.
We have received your loan application.
Loan officer contacts you to confirm details and documents. Initial disclosures are sent for review and signing.
Good news! We're reviewing your loan application.
Loan application review begins. Appraisal or additional documents may be requested.
This step determines whether or not your application has been approved.
If your loan application is approved, it will be approved subject to conditions. Loan Processor assigned, reviews approval conditions, and confirms closing date.
Your loan is being processed.
Loan is processed, and additional documents may be requested. You’ll receive a copy of the appraisal and weekly updates.
Almost there! We're preparing your loan documents.
Closing documents are prepared and sent to you for review and signing. Escrow company contacts you for document signing.
Congratulations! Your loan has been funded.
Loan is funded, and you’ll receive proceeds (if any) within 48-72 hours.
Learn More

Are you ready to experience Logix Mortgage Loans? Apply Now!

Online
Apply for a mortgage or home equity loan quickly and conveniently with the Logix online application.
Apply Now
In Person
Visit a branch to experience world-class service from a Logix professional.
Schedule Appointment
By Phone
Give our Member Service Center a call. We're happy to answer any questions you may have.
Call (800) 328-5328

Already Applied?

Read Our Step-By-Step Guides

We’ve created this series of guides to help with some common questions you may have regarding the road to your new loan.

Check Your Status Online

Check your application status online on the Logix Mortgage Center or connect with your loan officer.

Frequently Asked Questions

It takes 3-5 business days once the loan is recorded by the county.

Logix provides options with no closing costs. Click here to learn more.

Documents that are needed to refinance are proof of income, proof of assets, and other documents. Feel free to come into your local branch to chat further about getting pre-approved for a mortgage loan or apply now.

There is no seasoning requirement for rate and term refinance. To take out cash after purchasing there is a waiting period of six months, please refer to your loan officer for details.

There's an early termination fee on any no-cost loan products if closed in under three years.

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Disclosure (2)

Rates and Terms – Annual Percentage Rates (APRs) and loan terms are subject to credit approval and may vary based on creditworthiness, loan amount, and loan-to-value ratio. Rates are subject to change without notice. Loan approval is based on underwriting guidelines. Adjustable-Rate Mortgages (ARMs) offer an initial fixed rate for a specified period (3, 5, 7, or 10 years) and adjust every 6 months thereafter based on an index plus a margin, subject to periodic and lifetime caps.

Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA. Logix membership is required. Logix Smarter Banking is a registered trademark of Logix Federal Credit Union.