Get a Great Rate on Your Home Loan

Looking for a new home or refinancing a mortgage?
We have loans for every situation.

Buy a Home

Let us help make your home purchase easier! We have loans for every buying situation with expanded approval for less-than-perfect credit.

I'm looking to buy

Refinance a Mortgage

Looking to refinance your mortgage? We can give you better rates and reduce the documentation and time required to refinance your loan.

I'm looking to refinance
For Sale

Get $2,000 off closing costs on your new purchase mortgage!

From buying your first home or upgrading, Logix has flexible loan options and competitive rates. Plus, for a limited time, get $2,000 off closing costs on a new mortgage!

The Logix Home Rewards Program

Logix Home Rewards program pairs you with an experienced loan officer and a trusted, local real estate agent who will guide you through every step of your transaction, all while saving you money on your purchase and/or sale. As of November 30, 2023, members have saved over $600,000 with Home Rewards!

Refinance Loans

Today's Mortgage Rates

We can help you buy or refinance your home with some of the best rates and terms out there!

30 Year
$567.79 per $100k
30 Year
$567.79 per $100k

Why mortgage with Logix?

We've got some great perks for home buyers like you!

Professor Robix Robix with Keys
Buy a home with as little as 3% down*

If you've found your dream home but don't have a lot saved to put down, we can help! This option is available on mortgages up to $766,550.

Get special first-time homebuyer options

We have great options for first-time home buyers! If you meet the qualifications, you can benefit from even lower rates on your first mortgage with the HomeReady Mortgage Loan!**

Let our friendly, knowledgeable staff help

Helping our members succeed is at the core of what we do. Our Loan Officers will help you navigate the mortgage landscape and make sure you get the best deal possible.

Trusted Homebuying Partner

Logix is a homebuying partner that doesn't disappoint! Trusted by over 20,000 members, we've been selected as a Top 100 Bank in the US in 2022.

Special first time
homebuyer options
25 Day
Closing Guarantee+
Satisfaction Guarantee
We’ll do it right or pay you $500++

Learn About Mortgage Types

Finding your dream home doesn’t have to be complicated, and neither does refinancing your current home. Let’s simplify it for you. Learn all about the different mortgage loan types that Logix offers.

Learn About Mortgage Types

Fixed Rate

The fixed-rate mortgage is the most simple of your financing options. At the beginning of the loan, the bank will offer you a specific interest rate and monthly payment. That interest rate and payment will never change. It's fixed.

Adjustable Rate (ARM)

As you may have guessed, the difference between a fixed-rate loan and an adjustable-rate loan is that the interest rate on an adjustable-rate loan can adjust, or change, over time. You'll typically see adjustable-rate loans that change every three, five, seven or ten years.


For larger home purchases, a traditional adjustable rate or fixed-rate mortgage may not be the best fit. You might need a loan larger than the Fannie Mae conventional loan limit of $970,800 for your dream home. No problem - we have three levels of Jumbo Loans to meet your needs.


Want to avoid Private Mortgage Insurance (PMI) but don’t have a big down payment?

Logix offers a new mortgage loan program for members to purchase a home with as little as 10% down and no requirement for PMI

Interest Only

With an interest-only home, monthly mortgage payments are lower because you pay only the interest owed on your loan for 10 years. This can be an ideal option for mortgage shoppers with fluctuating income, who will be in their house for a short period of time, or who are just looking to take advantage of lower payments.

No Cost

If you’re still paying a high rate on your mortgage, we know a good shrink. A no-cost mortgage is simple, smooth, and pre-shrunk! Options like a 10-Year Fixed Rate Mortgage help you own your home in just 10 years, with low, fixed rates, and no closing costs.

Frequently Asked Questions

How do I apply for a mortgage loan?

You can apply for a mortgage loan online, by phone, or in person at any branch. Logix membership is required.

How much can I borrow?

Your borrowing power will depend on your income, assets, credit score, and debt. Please contact us to help you determine how much you can afford to borrow.

What types of mortgage loans do you offer?

We offer a variety of mortgage products, including Fixed Rate loans, Adjustable-Rate Mortgage (ARM), and No-Cost Mortgage. Call (800) 328-5328 for details.

What documents do I need to apply for a mortgage loan?

Information that's needed during the pre-approval process differs for self-employed or employed individuals. A checklist of needed documents will be given at the time of the application. Documents that are needed are proof of income, proof of assets, and other documents. Feel free to visit your local branch to chat further about getting pre-approved for a mortgage loan or give us a call.

What are the closing costs?

Closing costs can vary depending on the escrow company. These costs typically amount to 3-5% of the purchase price.

How long does the loan process take?

On average, closing a mortgage loan can take up to 25-30 calendar days. Closing a mortgage is dependent on all parties, like the buyer and seller, and completing all required documents to finalize the close.

I want to refinance. How do I get started?

Just a small change in rate or terms can add up to thousands of dollars saved each year. Click here to learn more or get in touch with a Logix mortgage officer at (800) 328-5328.

*3% down (97% financing) available on owner-occupied primary residence loan amounts of up to $766,550 on approved credit. 3% down payment must be from borrower's own source of funds and does not include non-lender paid fees, impounds, or reserves. Other financing options are available. Private Mortgage Insurance (PMI) is required. Not available on FHA/VA Loans offered in partnership with TruHome.

**HomeReady Mortgage Loan - Subject to underwriting guidelines. Borrower must meet the lower income qualifications, not own other properties and complete a pre-purchase homebuyer education and counseling course. Call (800) 328-5328 for details.

Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA.