Fixed Rate Mortgages
How often do you get to dictate the terms of your long-term relationships? Our fixed rate loans give you a steady rate over 10, 15, 20 or 30 years. Your choice—and we won't even make you fold the laundry.
A fixed rate loan is ideal if you:
- Want a mortgage payment that will never change over a term of 10, 15, 20 or 30 years*
- Plan to stay in your home sweet home for many years
Here are some reasons why you will love our service:
- Satisfaction Guarantee - we'll do it right or pay you $500**
- 25 Day Closing Guarantee++
Click here to check current rates.
Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA NH, NV, and VA.
Buy a home with as little as 5% down
If you've found your dream home but don't have a lot saved to put down, we can help! This option is available on mortgages up to $850,000. You must have excellent credit and provide the 5% down payment from your own funds. Private mortgage insurance is also required. Or, with 10% down skip PMI with our 80-10-10 loan! Contact us at (800) 328-5328 for details.
Super jumbo homes need super jumbo loans
We offer great rates on loans up to $2 million. Learn more.
Take advantage of special first time homebuyer options
We have great options for first time home buyers! If you meet the lower income qualifications, do not own other properties and complete a pre-purchase homebuyer education and counseling course, the My Community Mortgage loan is for you. Call (800) 328-5328 for details.
Online Mortgage Center
We've eliminated traditional paperwork and red tape in favor of a few clicks and questions. Visit our online mortgage center to see how easy it is to select and apply for the loan that's right for you.
Less than perfect credit?
We work hard to say yes, even if you have a few blemishes in your credit history. Call (800) 328-5328 for details on our 97% EZ Decision Loan Program!
- Video: How to buy a home if you don't have 20% to put down.
- 5 Creative Ways to come up with a down payment
- Get a Homeowners Insurance Quote
* The Payment does not change if the payment consists of principal and interest only. A Loan payment that includes impounds such as taxes and insurance will be greater and likely to increase/change the loan payment amount during the term of the loan.
** $500 Satisfaction Guarantee. We’ll do it right or we’ll credit $500 to your savings account. Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
++ Logix 25-Day Loan Closing Guarantee. For 1st mortgage, purchases only, Logix guarantees to close your loan in 25 calendar days unless prohibited by Federal regulation, and provided Logix has received your (1) completed loan application; (2) all requested documents, (3) you have electronically consented @ Logixmortgage.com online mortgage loan application portal at the time of application through loan closing to receive all loan documents and disclosures electronically (Upon request, paper copies available at no additional charge.), and (4) all pre-conditions have been satisfied at least 5 calendar days prior to the scheduled closing date. If all required conditions are met and your loan fails to close on time due to a delay by Logix, you will receive a credit towards closing costs up to $2,000 at loan closing. Logix 25-Day Loan Closing Guarantee may not be combined with other offers, including our $500 Satisfaction Guarantee. Not available on "no cost" loans.