*Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.

**Logix Federal Credit Union is not affiliated with Auto Expert, and is a separate entity.

APR = Annual Percentage Rate. “As Low As APR” rates listed are our best auto and vehicle loan rates on approved credit on vehicle purchases and refinances from another institution, and include a 1% discount for Automatic Payment (AutoPay). Rates subject to increase if AutoPay is discontinued. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for new and used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. "New Auto" means the current and prior model year with less than 10,000 miles. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage.

Logix finances vehicles purchased through franchised dealerships (those affiliated with a major brand such as Ford, Chevy or Toyota) or private parties only. Vehicle loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required. Rates accurate as of and are subject to change.