“*APR = Annual Percentage Rate. Rates shown above are for owner-occupied detached single family home refinance mortgage loans with no cash out that meet the following criteria: Borrower with excellent credit; Loan to Value (LTV) of up to 60%.

Loan to Values greater than 60% and other conditions, including but not limited to, credit score, loan amount, property type, loan type, occupancy type, attached condo, 2-4 unit properties, and "cash-out" refinancing will result in a rate pricing adjustment that will increase the interest rate and/or APR available to you.

A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile. Loans with LTVs greater than 80% require Private Mortgage Insurance (PMI) which will increase the APR and monthly payment. Estimated payment examples do not include PMI, taxes, or insurance.

†Lower Rates for Purchases: To save home buyers a little more, a discount of 0.250% will be subtracted from the interest rates shown above for the following purchase loan transaction types (please note pricing adjustments described above may apply):

- 30-Year Fixed Rate Conforming
- 30-Year Fixed Rate High Cost
- 30-Year Fixed Rate Jumbo Level 1, Level 2, and Level 3

Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA.

Rates accurate as of and are subject to change. For more information, please call 800-328-5328.

“*APR = Annual Percentage Rate.

Jumbo rates shown are for owner-occupied primary or second home single family residences, detached condominiums, planned unit developments (PUDs) and townhomes, on 1st trust deed mortgage loan purchases and refinancing to borrower(s) with a minimum FICO score of 700 and Combined Loan to Value (CLTV) of up to 60%.

Loan to Values greater than 60% and other conditions, including but not limited to, credit score, loan amount, property type, loan type, occupancy type, attached condo, 2-4 unit properties, and "cash-out" refinancing will result in a rate pricing adjustment that will increase the interest rate and/or APR available to you.

A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile. Loans with LTVs greater than 80% require Private Mortgage Insurance (PMI) which will increase the APR and monthly payment. Estimated payment examples do not include PMI, taxes, or insurance.

Loan amounts between $1,500,000.01 and $2,250,000 are subject to an additional .125% charge. Loan amounts between $2,250,000.01 and $3,000,000 are subject to an additional .250% charge and an additional rate increase of .250%. The rates shown apply only in certain conditions and depend on several factors/assumptions; a loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile.

†Lower Rates for Purchases: To save home buyers a little more, a discount of 0.250% will be subtracted from the interest rates shown above for the following purchase loan transaction types (please note pricing adjustments described above may apply):

- 30-Year Fixed Rate Conforming
- 30-Year Fixed Rate High Cost
- 30-Year Fixed Rate Jumbo Level 1, Level 2, and Level 3

Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA.

Rates accurate as of and are subject to change. For more information, please call 800-328-5328.

“*APR = Annual Percentage Rate.

Rates shown are for owner-occupied primary or second home single family residences, detached condominiums, planned unit developments (PUDs) and townhomes, on 1st trust deed mortgage loan purchases and refinancing to borrower(s) with a minimum FICO score of 700 and Combined Loan to Value (CLTV) of up to 60%.

Loan to Values greater than 60% and other conditions, including but not limited to, credit score, loan amount, property type, loan type, occupancy type, attached condo, 2-4 unit properties, and "cash-out" refinancing will result in a rate pricing adjustment that will increase the interest rate and/or APR available to you.

A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile. Loans with LTVs greater than 80% require Private Mortgage Insurance (PMI) which will increase the APR and monthly payment. Estimated payment examples do not include PMI, taxes, or insurance.

Loan amounts between $1,500,000.01 and $2,250,000 are subject to an additional .125% charge. Loan amounts between $2,250,000.01 and $3,000,000 are subject to an additional .250% charge and an additional rate increase of .250%. The rates shown apply only in certain conditions and depend on several factors/assumptions; a loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile.

Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA.

Rates accurate as of and are subject to change. For more information, please call 800-328-5328.

*APR = Annual Percentage Rate.

Rates shown above for Smarter Refi Fixed Rate loans apply to owner-occupied primary or second home single family residences, detached condominiums, planned unit developments (PUDs) and townhomes, on 1st trust deed mortgage loan refinancing to borrower(s) with a minimum FICO score of 680 and Combined Loan to Value (CLTV) of up to 60%. Cash-out refinances are permitted with a one-time Loan Level Price Adjustment (LLPA or Points). Property must qualify for Property Inspection Waiver (PIW) and borrower agrees to no appraisal. Subordinate financing is not allowed on non-Logix second trust deeds. CLTVs greater than 60% and other conditions that fall outside of the aforementioned criteria may not be eligible for the Smarter Refi product, including but not limited to, FICO score lower than 680, nonconforming loan amount, property type, loan type, occupancy type, attached condo, 2-4 unit properties, and income derived from self-employment.

†No Closing Costs applies to Smarter Refinance loans with no-cash out. Borrowers who elect to receive cash out with their loan refinance may do so, subject to a LLPA or Points, which may be financed with the loan, subject to loan to value and other guideline restrictions.

A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile. Estimated payment examples do not include taxes or insurance.

Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA.

Rates accurate as of and are subject to change. For more information, please call 800-328-5328.

Loan to Values greater than 60% and other conditions, including but not limited to, credit score, loan amount, property type, loan type, occupancy type, attached condo, 2-4 unit properties, and "cash-out" refinancing will result in a rate pricing adjustment that will increase the interest rate and/or APR available to you.

Rates are accurate as of and are subject to change. For more information, please call 800-328-5328.