Certificate Rates
Lock in a higher dividend rate with Logix certificate accounts. Select the term to match your financial goals and enjoy the benefits of secure savings.

Explore Our Rates

Score more with your savings! Lock in a 7-Month Certificate at APY. Enjoy guaranteed returns and peace of mind while your funds grow.

7-Month Certificate Essentials

  • $5,000 minimum required to open a 7-Month Certificate
  • Dividends may be withdrawn without penalty
  • Dividends are earned daily and compounded monthly
  • Early withdrawal penalty applies
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Flex your earning power with a 12-Month Flex Certificate.

12-Month Flex Certificate Essentials

  • $1,000 minimum opening deposit
  • Early withdrawal penalty applies
  • New money only
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At Logix, we get excited when we can help you thrive by growing your money with a higher Annual Percentage Yield.

12-Month Bump Rate Certificate Essentials

  • $5,000 minimum opening deposit
  • Early withdrawal penalty applies
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Sometimes all you really want is something steady and secure. A certificate account will give you just that, plus a smarter way to diversify your portfolio.

Regular Certificates & Regular IRA Certificates Essentials

  • The APY is based on your Relationship Rewards Tier at the time the Certificate is opened
  • $1,000 minimum required to open a Certificate
  • $500 minimum required to open an Education IRA Certificate
  • Early withdrawal penalty applies
View Details

Sometimes all you really want is something steady and secure.
A certificate account will give you just that, plus a smarter way to diversify your portfolio.

Jumbo Certificates & Jumbo IRA Certificates Essentials

  • The APY is based on your Relationship Rewards Tier at the time the Certificate is opened
  • $100,000 minimum required to open a Certificate
  • Early withdrawal penalty applies
View Details

Ready to lock in today's rates?

Don’t wait—lock in today’s competitive rates and start saving. Take the first step toward your financial goals now!

Apply online, over the phone, or in a branch.

Get personalized recommendations from an expert.

Enjoy the great rates & perks of your Logix membership!

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How We Set Our Rates?

Transparency you can count on! Discover the factors behind our rates and how we ensure they work in your best interest.

Questions? We’re here for you!

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Have questions? Call us at (800) 328-5328!

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Disclosures (5)

APY means Annual Percentage Yield. Fees could reduce earnings. Logix membership is required.

†Bump Rate Certificate ($5,000 minimum to open) allows you to increase your rate/yield one time during your term if our current offering rate is greater than the rate you are earning on your account. Flex Certificate initial deposit and optional additional deposit must be "new money" ("new money" defined as money not currently on deposit with Logix Federal Credit Union). Flex Certificate allows one additional deposit at any time during the first 11 months of the term of the account and one (1) withdrawal of up to 25% of the then current balance at any time during the term without penalty; minimum $1,000 balance must be maintained to avoid account closure. Flex and Bump Rate Certificates cannot be opened as IRA accounts.

Waiver of certificate early withdrawal penalty: Logix will waive your early withdrawal penalty if you decide you want to invest funds from your Certificate in the market. Restrictions apply. Click here for details.

Rates Effective and are subject to change.

For more information, please call 800-328-5328.