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Let Logix help you prepare for the unexpected. 
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Peace of Mind Starts Here

Sometimes, unexpected costs can sneak up that insurance doesn’t fully cover. To feel truly confident and prepared as a car owner, here are a few helpful options to consider.

Did you know your car’s value drops as soon as you drive off the lot?

That can leave a gap between what insurance pays and what you still owe if your car is totaled. If the idea of making payments on a car you no longer have sounds stressful, Guaranteed Asset Protection (GAP) can help give you peace of mind.

Guaranteed Asset Protection (GAP) Brochure

Add GAP Insurance

Big repairs can come with big price tags, but you don’t have to face them alone.

Major Mechanical Protection (MMP) or Mechanical Breakdown Insurance (MBI) helps cover unexpected repair costs, and many plans come with helpful extras like Accident Deductible Reimbursement. It’s a smart way to protect both your car and your budget.

Major Mechanical Protection (MMP) Brochure

Add MMP Insurance

Life can be unpredictable, but your debt doesn’t have to be

If you become disabled or pass away, a debt cancellation policy can help protect your loved ones by covering your consumer loans up to $75,000. It’s a thoughtful way to add extra peace of mind alongside disability or life insurance.

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No Longer Have An Auto Loan? No Problem! 

We understand many members are keeping their vehicles longer, and we’re here to help you protect them. If you didn’t get a protection plan at start, it’s not too late. As your car racks up miles, repairs can get expensive. With healthCAR, you can safeguard your vehicle and your wallet with affordable, reliable coverage. Visit healthCAR.

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Simplified Pricing

Affordable Monthly Payments

No Auto Loan Required

Mileage based Coverage

Protection Never Expires

Roadside Assistance Included

30-day, 1,000-mile Validation Period

$100 Deductible

Questions? We’re here for you!

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Have questions? Call us at (800) 328-5328!

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Frequently Asked Questions

If your vehicle experiences a breakdown, the claims process is as easy as a click of a button. With the healthCAR app, you can begin the claim process to have your vehicle towed to a repair facility of your choice. You can use any licensed repair facility in the U.S. (approximately 91,000). healthCAR pays the repair shop directly for covered repairs and the program owner is only responsible for a $100 deductible.

Logix has partnered with healthCAR which provides continued mechanical breakdown protection on the enrolled vehicle(s) for one low monthly fee. Click here to see all the benefits.

You may enroll in healthCAR at any time by accessing the healthCAR link here. You may enroll each vehicle you own, subject to vehicle guidelines. Each vehicle enrolled will receive a unique contract.

You may cancel your healthCAR protection at any time by notifying the Administrator in writing, indicating the effective date of cancellation. Upon cancellation, you may be eligible for a refund equal to the pro-rated portion of your monthly fee. Your protection will be canceled by the Administrator if the appropriate monthly fee is not paid each month. Please refer to your contract for cancellation details.

An automobile extended service contract provides coverage for sudden and accidental mechanical breakdowns of your vehicle. These contracts provide coverage beyond the expiration of your manufacturer’s warranty on new, used, and high-mileage vehicles.

You may enroll any eligible vehicle you own. A separate contract will be issued for each vehicle.

healthCAR is fully insured by Lyndon Southern Insurance Company, a Fortegra company, "A" rated (Excellent) insurance company by A.M. Best. healthCAR is owned, distributed, and administered by Marathon Administrative Company. Marathon has been developing and administering vehicle service contracts for over 22 years.
Disclosures (4)

Logix Federal Credit Union and Logix Insurance Services, CA Insurance License Number 0D64827. Insurance products: Are not NCUA/NCUSIF insured; Are not obligations of or guaranteed by Logix Federal Credit Union; May lose value. Information on this website is not an insurance offer, contract, or policy; be sure to read the terms and conditions of your specific insurance contract/policy for complete information on insurance benefits, coverage, conditions resulting in any reduction in coverage or benefit amount, and exclusions.

GAP Advantage is voluntary and cannot be required as a condition of loan approval. GAP Advantage is a loan deficiency waiver and is not offered as insurance coverage in most states. Loans originated within one year are eligible for GAP Advantage. Certain exclusions may apply. SWBC is not affiliated with Logix Federal Credit Union or Logix Insurance Services.

In all states outside California, Mercury Mechanical Protection is a service contract offered by Mercury Select Management Company, Inc. (MSMC). In CA, Mercury Mechanical Protection is an insurance policy issued by American Mercury Insurance Company and administered by MSMC. MSMC is not affiliated with Logix Federal Credit union or Logix Insurance Services.

HealthCAR is a third-party insurance provider and Is not affiliated with Logix Federal Credit Union or Logix Insurance Services.