Refinancing

Interest rates are dropping, which means you get a lot more car for the same monthly payment, OR you can get a lot less payment for the car you already own!

Start saving money today with rates as low as 2.49% APR*

Let us take the current auto loan you have financed elsewhere, lower the rate, and shrink your monthly payment to a more affordable size! You can finance up to 125% of your car's value, and don't have to pay anything at all for 90 days!**

Use our helpful calculators to see how much you could save every month.

Do you live in one of these states: AZ, CA, DC, MA, MD, ME, NH, NV, or VA? Perfect - that's exactly where we offer vehicle loans.

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Buying a car? Meet Auto Expert 

Auto Expert is a convenient and hassle-free service dedicated to saving people a lot of time and money when buying a car. You'll save time because you don't have to hunt down the car you want and haggle with a dealer. And you'll save money, an average of $1,900, through Auto Expert's volume discount pricing. Plus, there is absolutely no fee to use this service.

You'll also save yourself a lot of hassle. By letting Auto Expert handle the vehicle search, car dealers, DMV hassles and other details, you can get on with your life. And enjoy your new car.

Additional Resources

*As low as 2.49% APR (Annual Percentage Rate) is our best auto loan rate on approved credit and up to 125% financing on Used Vehicle purchases and refinances from another institution, for a maximum 36-month term, and includes a 1% discount for Automatic Payment (AutoPay). Rate subject to increase if AutoPay is discontinued. Advertised rate and financing is based on creditworthiness and may not be available to all recipients; other conditions may apply. Refinance of existing Logix loans excluded from this offer unless you take a $5,000 cash out (must meet our loan to‐value requirements) or pay a $249 fee. Actual interest rate offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. In some instances Logix may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans; maximum 17.99% APR. Monthly payments at 2.49% APR for a 36-month term are estimated at $28.86 per $1,000 borrowed. Borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during deferral period. “Used Vehicle” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Rate is accurate as of 8/20/18 and is subject to change.
**Qualifying member may select to defer their first payment for 90 days from the loan funding date. Interest will accrue during deferral period. Subject to credit approval.

Contact Info

Member Service Center
(800) 328-5328
Mon-Fri 6 a.m. to 8 p.m. (PT)
Saturday 8 a.m. to 5 p.m.

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