Auto Loan Refinancing
Love your car, but not your car payment? Lower that payment by refinancing.

Why refinance your auto loan?

Refinancing may save you money by reducing your loan rate and monthly payments!

APR = Annual Percentage Rate. Rates are effective as of and are subject to change.

Apply Now
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Love the car, but not the payment?

Refinance with Logix for a lower rate, smaller monthly payment, or shorter term, no matter your car’s age.
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Low Monthly Payments

You already own a great car – a great loan with low payments should be standard equipment.

Flexible Loan Terms

Finance up to 125% of your car's value, and make no payments for the first 90 days.*
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No Additional Costs

Pay off your loan as soon as you want with no prepayment penalties, additional charges, or fees.

What are Members Saying?

Average Customer Ratings

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Exceptional Service

The Auto Loan team is exceptional. They are responsive and helpful during the Auto Loan process. My husband and I have been long-standing customers of Logix and always refinance with them or go with their loan options instead. Logix is an exceptional company and their team are amazing and attentive.

Jovm

Apply Online in a Few Steps

Our application process is fast and easy.
1

Choose Your Loan

Tell us about your vehicle & select your loan term

  • Vehicle Type
  • Make and Model
  • New, Used, Refinance, or Lease Buyout
2

Tell Us About Yourself

Enter your contact and financial information
3

Sign and Submit

We'll contact you to discuss your options

Which vehicle loan are you interested in?

Refinance My Existing Loan

Lower your vehicle loan payments – we make it easy.

Purchase a New or Used Auto

You found the perfect car - now lock in a great rate and payment.

Apply to Purchase

Refinance and Get Cash Out

See if you can get cash out by refinancing your auto loan.

Apply to Get Cash Out
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Buy Out a Lease

If you love the car you’re now leasing, consider buying it with a loan from Logix.

Apply for Lease Buyout
Other Services

Ways to Reduce Vehicle Costs

Interest Rate Discount

Get an auto loan interest rate discount with Relationship Rewards.

Auto Insurance

Compare rates and features from 40 top-rated insurance companies.

Calculators

Calculate or compare monthly payments, or see if you should refinance.

Questions? We’re here for you!

Call Us

Have questions? Call us at (800) 328-5328!

Appointment

Visit Us

Come into one of our branches in person!

Contact Us

Connect with our team online, by phone, or in person.

Disclosures (2)

*Qualified borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period.

APR = Annual Percentage Rate. “As Low As APR” rates listed are our best auto loan rates on approved credit and up to 125% financing on Used Auto purchases and refinances from another institution, and include a 1% discount for Automatic Payment (AutoPay). Rates subject to increase if AutoPay is discontinued. Advertised rates and financing are based on creditworthiness and may not be available to all recipients; other conditions may apply. Additional rate and financing conditions apply for used auto and truck loans $200,000 and greater. Refinance of existing Logix loans excluded from advertised offer unless you take a $5,000 cash out (must meet our loan-to‐value requirements) or pay a $249 fee. Actual interest rates offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. Maximum 17.99% APR. “Used Auto” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships (those affiliated with a major brand such as Ford, Chevy or Toyota) or private parties only. Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Vehicle must be titled and registered in the member's state of residency. Logix membership is required. Rates accurate as of and are subject to change.