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Drive Protected with Auto Insurance

Smarter auto protection for life on the road.
Get Your Free Quote (800) 553-3707

Let’s Drive Forward Together!

Logix has partnered with InsureOne to help you find the right coverage to fit your budget.

Getting a quote is quick, simple, and stress free! Visit InsureOne or give them a call at 1-855-564-4910 for a free consultation.

What factors affect my car insurance rate?

Many factors influence your auto insurance cost. Here’s what goes into your rate:
State Requirements
Your state’s coverage requirements can make a big difference in what you pay. When higher limits or extra protections are required, premiums tend to be a bit higher too.
Age
Drivers under 25 often see higher rates because they’re still building experience on the road. Premiums usually drop over time, though they can increase again later in life.
Vehicle Make & Model
What you drive matters. Cars that score high on safety can help keep your rates down, while those with higher repair costs or theft risk may cost more to insure.
Annual Mileage
How much you drive affects your rate. More miles can mean higher risk and higher premiums, while occasional drivers often pay less.
Traffic Violations
Your state’s coverage requirements can make a big difference in what you pay. When higher limits or extra protections are required, premiums tend to be a bit higher too.
Driving Record
Accidents and traffic violations can raise your rates. Multiple incidents may mark you as higher risk, which can increase your premium.
Zip Code
Where you park and drive matters. City drivers may see higher rates, while rural drivers often pay less, and keeping your car in a garage overnight can help lower costs.
Credit History
In most states, your credit history can affect your car insurance rate, though California, Hawaii, Maryland, Massachusetts, Michigan, Nevada, Oregon, and Utah restrict its use.

Our auto insurance options include the following and more.

  • Liability: Covers damage to others and their property cause by you.
  • Comprehensive: Covers damage to your vehicle due to theft, vandalism, acts of nature, etc.
  • Collision: Covers accidents for vehicles while moving.
  • Medical Payments: Pays for medical costs (and lost wages in some cases) if you or your passengers are injured in an accident.

Insurance Verification

Providing proof of insurance for your vehicle loan is as easy as the click of a button.

Questions? We’re here for you!

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Frequently Asked Questions

If your vehicle is used as collateral for a Logix Federal Credit Union auto loan, you must maintain the following insurance coverage:


  • Comprehensive and Collision Coverage
    • Maximum deductible: $1,000 for each coverage type

Additionally, Logix Federal Credit Union must be listed as the lienholder on your insurance policy.  Please provide your insurance company with the following information:

Logix Federal Credit Union
PO Box 58524
Tukwila, WA 98138

Yes, there are discounts when bundling home and auto insurance with the same carrier.  Please contact InsureOne® for more details.
Disclosures

Logix Federal Credit Union and Logix Insurance Services, CA Insurance License Number 0D64827. Insurance products: Are not NCUA/NCUSIF insured; Are not obligations of or guaranteed by Logix Federal Credit Union; May lose value. Neither Logix Federal Credit Union nor Logix Insurance Services is affiliated with InsureOne Insurance Services of America, LLC. Information on this website is not an insurance offer, contract, or policy; be sure to read the terms and conditions of your specific insurance contract/policy for complete information on insurance benefits, coverage, conditions resulting in any reduction in coverage or benefit amount, and exclusions.

MyInsuranceInfo is a third-party insurance verification provider and Is not affiliated with Logix Federal Credit Union or Logix Insurance Services.