Better Rates For Everything You Want

 

Savings
Rates effective April 18, 2014 through April 25, 2014 and are subject to change.
For current rate information, please call (800) 328-5328.
Savings, Money Market, and Checking Account Rates
Account Type Minimum Deposit To Open Acct. Minimum Balance to Earn Dividends Annual Percentage Yield Minimum Balance to Avoid Fees
Main Savings
Dividends are earned daily and credited and compounded monthly at the rate which corresponds to your account balance.
Compare Competitors' Rates
$5 $ .01 - 2,499.99
$ 2,500.00 - 7,499.99
$ 7,500.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 and Over
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
$500*
Additional Savings, Holiday, and Vacation Club Savings None Same as Main Savings Above N/A
Money Market
Unlike money market mutual funds, this account is federally insured.
Dividends are earned daily and credited and compounded monthly at the rate which corresponds to your account balance.
Compare Competitors' Rates
$2,500 $ .01 - 2,499.99
$ 2,500.00 - 7,499.99
$ 7,500.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 - 249,999.99
$250,000.00 and Over
0.35%
0.35%
0.40%
0.45%
0.50%
0.55%
0.70%
0.70%
$2,500*
IRA Savings None Same as Money Market Account Above N/A
Market Maximizer $25,000 $25,000 to earn stated rate,
otherwise savings rate apply
0.25% $25,000*
High Rate Checking
Compare Competitors' Rates 
$20,000 $20,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 and Over
0.40%
0.50%
0.55%
$20,000*
Premier Checking
Compare Competitors' Rates 
$25 $2,500.00 View Rates $2,500
Advantage Checking $25 N/A N/A $750
Teen Checking (ages 13 through 17) $25 N/A N/A N/A - No Fee
NextGen Checking (ages 18 through 24) $25 N/A N/A $250

* $5 minimum balance is required to maintain a Main Savings account. Fees may reduce earnings on accounts. Rates on savings, money market, and checking accounts are variable and are subject to change after the account is opened. Dividends of less than $.01 earned during the month will not be reflected on the account and do not carry over to the next month.

* For monthly low balance fees, refer to the current Schedule of Service Charges and Fees.

All rates subject to change without notice. For more information, please call 800-328-5328.


Certificates and IRAs
Rates effective April 18, 2014 through April 25, 2014 and are subject to change.
For current rate information, please call (800) 328-5328.
Certificate & IRA Account Rates
Annual Percentage Yield
Relationship Rewards Tier Base Rate Silver Gold Platinum
Regular Certificate and IRA Accounts ($1,000 minimum required. $500 for Education IRAs)
91 Day 0.25% 0.40% 0.60% 0.80%
6 Month 0.30% 0.45% 0.65% 0.85%
12 Month 0.35% 0.50% 0.70% 0.90%
12 Month Flex - Certificate 0.20% 0.35% 0.55% 0.75%
12 Month Bump Rate - Certificate 0.25% 0.40% 0.60% 0.80%
18 Month 0.45% 0.60% 0.80% 1.00%
24 Month 0.50% 0.65% 0.85% 1.05%
36 Month 0.70% 0.85% 1.05% 1.25%
48 Month 0.80% 0.95% 1.15% 1.35%
60 Month 1.10% 1.25% 1.45% 1.65%
Jumbo Certificate Accounts ($100,000 minimum required)
91 Day - Jumbo 0.25% 0.40% 0.60% 0.80%
6 Month - Jumbo 0.30% 0.45% 0.65% 0.85%
12 Month - Jumbo 0.35% 0.50% 0.70% 0.90%
18 Month - Jumbo 0.45% 0.60% 0.80% 1.00%
24 Month - Jumbo 0.50% 0.65% 0.85% 1.05%
36 Month - Jumbo 0.70% 0.85% 1.05% 1.25%
48 Month - Jumbo 0.80% 0.95% 1.15% 1.35%
60 Month - Jumbo 1.10% 1.25% 1.45% 1.65%

Bump Rate Certificate ($5,000 minimum to open) allows you to increase your rate/yield one time during your term if our current offering rate is greater than the rate you are earning on your account. Flex Rate Certificate allows one additional deposit at any time during the first 11 months of the term of the account and one (1) withdrawal of up to 25% of the then current balance at any time during the term without penalty. Flex and Bump Rate Certificates cannot be opened as IRA accounts.

Early withdrawal penalties apply.

WAIVER OF CERTIFICATE EARLY WITHDRAWAL PENALTY: Logix will waive your early withdrawal penalty if you decide you want to invest funds from your Certificate in the market. Restrictions apply. Click here for details.

All rates subject to change without notice. For more information, please call 800-328-5328


Vehicle Loans
Fixed Rate Vehicle Loans
Type Financing Annual Percentage Rate (APR)
As Low As
Minimum Loan Amount Term (up to) Estimated Monthly Payment based on "As Low As" Rate
New Autos Up to 125% Financing
(Based upon Creditworthiness)
1.49% $2,500
$2,500
$2,500
24 Mos.
36 Mos.
48 Mos.
$42.32 per $1,000
$28.42 per $1,000
$21.47 per $1,000
1.95% $10,000 60 Mos. $17.51 per $1,000
2.25% $15,000 72 Mos. $14.86 per $1,000
3.49% $30,000 84 Mos. $13.44 per $1,000
Used Autos Up to 125% Financing
(Based upon Creditworthiness)
1.49% $2,500
$2,500
$2,500
24 Mos.
36 Mos.
48 Mos.
$42.32 per $1,000
$28.42 per $1,000
$21.47 per $1,000
1.95% $10,000 60 Mos. $17.51 per $1,000
2.25% $15,000 72 Mos. $14.86 per $1,000
3.49% $30,000 84 Mos. $13.44 per $1,000
New Motorcycles Up to 90% Financing
(Based upon Creditworthiness)
6.99% $2,500
$10,000
$15,000
$30,000
48 Mos.
60 Mos.
72 Mos.
84 Mos.
$23.95 per $1,000
$19.81 per $1,000
$17.05 per $1,000
$15.10 per $1,000
Used Motorcycles Up to 90% Financing
(Based upon Creditworthiness)
7.49% $2,500
$10,000
$15,000
$30,000
48 Mos.
60 Mos.
72 Mos.
84 Mos.
$24.18 per $1,000
$20.04 per $1,000
$17.29 per $1,000
$15.35 per $1,000
New Motorhomes
(Must have permanent engine, bathroom, cooking, and sleeping facilities)
Up to 90% Financing
(Based upon Creditworthiness)
4.99% $2,500
$15,000
$25,000
84 Mos.
120 Mos.
180 Mos.
$14.14 per $1,000
$10.61 per $1,000
$7.91 per $1,000
Used Motorhomes
(Must have permanent engine, bathroom, cooking, and sleeping facilities)
Up to 90% Financing
(Based upon Creditworthiness)
4.99% $2,500
$15,000
$25,000
84 Mos.
120 Mos.
180Mos.
$14.14 per $1,000
$10.61 per $1,000
$7.91 per $1,000
New Recreational Vehicles
(Including Jet Skis and Snowmobiles)
Up to 90% Financing
(Based upon Creditworthiness)
4.99% $2,500
$15,000
$25,000
84 Mos.
120 Mos.
180 Mos.
$14.14 per $1,000
$10.61 per $1,000
$7.91 per $1,000
Used Recreational Vehicles
(Including Jet Skis and Snowmobiles)
Up to 90% Financing
(Based upon Creditworthiness)
4.99% $2,500
$15,000
$25,000
84 Mos.
120 Mos.
180 Mos.
$14.61 per $1,000
$10.61 per $1,000
$7.91 per $1,000

"As Low As" rates listed are our best fixed rates on approved credit and include a 1% rate discount for Automatic Payment (AutoPay) when transferred from a Logix checking or savings account. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. In some instances we may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans. Rates are 1% higher without AutoPay from checking or savings; maximum 17.99% APR. Rates for MasterCard, ReadyLine, Share-Secured or Certificate-Secured loans are as stated (no AutoPay discount available). Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available in AZ, CA, DC, FL, MA, MD, ME, NH, NV, TX and VA only.

All rates subject to change without notice. For more information, please call 800-328-5328.


Other Loans
Type Financing Annual Percentage Rate (APR)
As Low As
Minimum Loan Amount Term (up to) Estimated Monthly Payment based on "As Low As" Rate
Personal
(Computer, Vacation, etc.)
N/A 8.99% $1,500
$2,500
$10,000
24 Mos.
36 Mos.
48 Mos.
$45.69 per $1,000
$31.80 per $1,000
$24.89 per $1,000
Variable Rate Share-Secured Loans
Type Annual Percentage Rate (APR) Loan Amount Term Rate Margin Rate Floor/Ceiling
Share-Secured  Variable Up to 100% of Share Up to 60 mo. 2% above highest Share Dividend Rate Rate Floor = 2%
Rate Ceiling = 18%
Fixed Rate Certificate-Secured Loans
Type Annual Percentage Rate (APR) Loan Amount Term & Estimated Monthly Payment
Certificate-Secured 2.50% above Certificate Dividend Rate
(rounded up to the nearest .25%)
Up to 90% of Certificate Term & Monthly Payment Based on
Certificate Maturity Date
Credit Card 
Platinum No Annual Fee Variable rate as low as
8.24% APR
Learn more
Payment is 2% of balance with minimum of $30 
Variable Rate: Prime Rate (index) plus margin as low as 4.99%
Platinum Rewards No Annual Fee Variable rate as low as
9.24% APR
Learn more
Payment is 2% of balance with minimum of $30 
Variable Rate: Prime Rate (index) plus margin as low as 5.99%

All rates subject to change without notice. For more information please call 800-328-5328.


Mortgage Loans

Loan Program Highlights April 24, 2014

5/5 Adjustable Rate Programs (Primary Residence Only)
  Loan Type Start Rate Points APR Estimated payment per $100,000
borrowed includes principal &
interest only. Taxes & insurance
will increase your payment.
Conforming
(Loan Amounts to $417,000)
30-Year Term
5/5 Adj*
5/5 Adj (No Cost)*
3.125%
3.375%
0.000%
0.000%
3.53%
3.57%
$428.38
$442.10
Non-Conforming
(Loan Amounts $417,001 to $2 Million) 30-Year Term
5/5 Adj*
5/5 Adj (No Cost)*
3.125%
3.375%
0.000%
0.000%
3.50%
3.57%
$428.38
$442.10

APR = Annual Percentage Rate (Rate may increase after consummation)

APR Assumptions:   APRs are calculated using loan amounts of $200,000 for Conforming, $600,000 for Non-Conforming, include 15 days accrued interest and $1,352 in fees, and assume monthly repayment and a loan-to-value of 70%. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing. Adj* = Adjustable Rate Index tied to 5-Year Constant Maturity Treasury (CMT). All rates are subject to change at any time without prior notice. Logix offers many additional mortgage loan programs. For more information, contact a Real Estate Loan Specialist at (800) 328-5328, select option 2, anytime day or night.
  • LTV 70.01% - 80.00%: Add 0.125% to rate
  • LTV 80.01% - 85.00%: Add 0.375% to rate
  • LTV 85.01% - 90.00%: Add 0.625% to rate
  • LTV 90.01% - 95.00%: Add 0.750% to rate
  • Loan Amounts $1,000,001 - $1,500,000: Add 0.500 to rate
  • Loan Amounts $1,500,001 - $2,000,001: Add 0.750 to rate. No Cost Option: If loan is paid off within the first 36 months, borrower is responsible to repay lender paid closing costs.
Indices
5 Year CMT: 1.670
P&I Payment subject to change after 1st Interest Adjustment.
Fixed Rate Programs     (Primary Residence and Second Homes Only)
  Loan Type Fixed Rate Points APR Estimated payment per $100,000
borrowed includes principal &
interest only. Taxes & insurance
will increase your payment.
Conforming
(Loan Amounts to $417,000)
30 Year 4.125%
4.250%
4.375%
4.490%
2.000%
1.250%
0.625%
0.000%
4.35%
4.41%
4.49%
4.55%
$484.65
$491.94
$499.29
$506.09
20 Year 3.750%
3.875%
3.990%
4.250%
2.000%
1.500%
1.000%
0.000%
4.06%
4.13%
4.18%
4.33%
$592.89
$599.41
$605.45
$619.23
15 Year 2.990%
3.125%
3.250%
3.490%
2.000%
1.500%
1.000%
0.000%
3.38%
3.44%
3.49%
3.59%
$690.10
$696.61
$702.67
$714.39
10 Year 2.490%
2.625%
2.750%
2.990%
2.000%
1.500%
1.000%
0.000%
3.05%
3.08%
3.10%
3.13%
$942.24
$948.39
$954.11
$965.15
Conforming No Cost Loans
(Loan Amounts to $417,000)
10 Year 3.365% 0.000% 3.37% $982.55
Conforming High Cost Area Loans
(Loan Amounts From $417,001 to $625,500)
30 Year 3.990%
4.125%
4.250%
4.490%
2.000%
1.500%
1.000%
0.000%
4.18%
4.27%
4.36%
4.51%
$476.84
$484.65
$491.94
$506.09
15 Year 3.250%
3.375%
3.490%
3.750%
2.000%
1.500%
1.000%
0.000%
3.58%
3.63%
3.68%
3.79%
$702.67
$708.76
$714.39
$727.22
Non-Conforming - Level 1
(Loan Amounts From $625,501 to $1 Million)
30 Year 3.750%
3.875%
3.990%
4.250%
2.000%
1.500%
1.000%
0.000%
3.93%
4.02%
4.09%
4.27%
$463.12
$470.24
$476.84
$491.94
15 Year 2.875%
2.990%
3.125%
3.375%
2.000%
1.500%
1.000%
0.000%
3.19%
3.23%
3.30%
3.40%
$684.59
$690.10
$696.61
$708.76
Non-Conforming - Level 2
(Loan Amounts From $1,000,001 to $1.5 Million)
30 Year 3.750%
3.875%
3.990%
4.250%
2.000%
1.500%
1.000%
0.000%
3.93%
4.01%
4.08%
4.26%
$463.12
$470.24
$476.84
$491.94
15 Year 2.875%
2.990%
3.125%
3.375%
2.000%
1.500%
1.000%
0.000%
3.18%
3.22%
3.29%
3.39%
$684.59
$690.10
$696.61
$708.76
Non-Conforming - Level 3
(Loan Amounts $1,500,001 to $2 Million)
30 Year 3.750%
3.875%
3.990%
4.250%
2.250%
1.750%
1.250%
0.250%
3.94%
4.03%
4.10%
4.28%
$463.12
$470.24
$476.84
$491.94
15 Year 2.875%
2.990%
3.125%
3.375%
2.250%
1.750%
1.250%
0.250%
3.21%
3.26%
3.32%
3.42%
$684.59
$690.10
$696.61
$708.76

APR = Annual Percentage Rate

APR Assumptions:   APRs are calculated using loan amounts of $200,000 for Conforming, $500,000 for High Cost Area Loan Limit, $750,000 for Non-Conforming Level 1, $1,150,000 for Non-Conforming Level 2 and $1,650,000 for Non-Conforming Level 3, include 15 days accrued interest and $1,352 in fees, and assume monthly repayment and a maximum loan-to-value of 80%. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing. All rates are subject to change at any time without prior notice. Logix offers many additional mortgage loan programs. For more information, contact a Real Estate Loan Specialist at (800) 328-5328, select option 2, anytime day or night.

Adjustable Rate Programs   (Primary Residence and Second Homes Only)
  Loan Type Start Rate Points APR Estimated payment per $100,000
borrowed includes principal &
interest only. Taxes & insurance
will increase your payment.
Conforming
(Loan Amounts to $417,000) 30-Year Term
1 Year Adj*
3/1 Adj*
5/1 Adj*
7/1 Adj*
1.375%
1.875%
2.125%
2.625%
1.000%
1.000%
1.000%
1.000%
2.82%
2.73%
2.70%
2.85%
$339.15
$363.40
$375.90
$401.65
1 Year Adj*
3/1 Adj*
5/1 Adj*
7/1 Adj*
1.875%
2.375%
2.625%
3.125%
0.000%
0.000%
0.000%
0.000%
2.78%
2.76%
2.79%
3.00%
$363.40
$388.65
$401.65
$428.38
Conforming High Cost Area Loans
(Loan Amounts $417,001 to $625,500) 30-Year Term
1 Year Adj*
3/1 Adj*
5/1 Adj*
7/1 Adj*
1.875%
2.125%
2.375%
2.625%
1.000%
1.000%
1.000%
1.000%
2.83%
2.75%
2.75%
2.82%
$363.40
$375.90
$388.65
$401.65
1 Year Adj*
3/1 Adj*
5/1 Adj*
7/1 Adj*
2.375%
2.625%
2.875%
3.125%
0.000%
0.000%
0.000%
0.000%
2.79%
2.78%
2.85%
2.97%
$388.65
$401.65
$414.89
$428.38
Non-Conforming - Level 1
(Loan Amounts $625,501 to $1 Million) 30-Year Term
1 Year Adj*
3/1 Adj*
5/1 Adj*
7/1 Adj*
1.875%
2.125%
2.375%
2.625%
1.000%
1.000%
1.000%
1.000%
2.82%
2.74%
2.75%
2.81%
$363.40
$375.90
$388.65
$401.65
3/1 Adj*
5/1 Adj*
7/1 Adj*
2.625%
2.875%
3.125%
0.000%
0.000%
0.000%
2.78%
2.88%
2.96%
$401.65
$414.89
$428.38
Non-Conforming - Level 2
(Loan Amounts $1,000,001 to $1.5 Million) 30-Year Term
1 Year Adj*
3/1 Adj*
5/1 Adj*
7/1 Adj*
1.875%
2.125%
2.375%
2.625%
1.000%
1.000%
1.000%
1.000%
2.81%
2.74%
2.74%
2.81%
$363.40
$375.90
$388.65
$401.65
3/1 Adj*
5/1 Adj*
7/1 Adj*
2.625%
2.875%
3.125%
0.000%
0.000%
0.000%
2.77%
2.84%
2.96%
$401.65
$414.89
$428.38
Non-Conforming - Level 3
(Loan Amounts $1,500,001 to $2 Million) 30-Year Term
1 Year Adj*
3/1 Adj*
5/1 Adj*
7/1 Adj*
1.875%
2.125%
2.375%
2.625%
1.250%
1.250%
1.250%
1.250%
2.83%
2.76%
2.76%
2.82%
$363.40
$375.90
$388.65
$401.65
3/1 Adj*
5/1 Adj*
7/1 Adj*
2.625%
2.875%
3.125%
0.250%
0.250%
0.250%
2.79%
2.85%
2.98%
$401.65
$414.89
$428.38

APR = Annual Percentage Rate (Rate may increase after consummation)

APR Assumptions:   APRs are calculated using loan amounts of $200,000 for Conforming, $500,000 for High Cost Area Loan Limit, $750,000 for Non-Conforming Level 1, $1,150,000 for Non-Conforming Level 2 and $1,650,000 for Non-Conforming Level 3, include 15 days accrued interest and $1,352 in fees, and assume monthly repayment and a maximum loan-to-value of 80%. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing. Adj* = Adjustable Rate Index tied to 1-Year London Interbank Offered Rate (LIBOR). All rates are subject to change at any time without prior notice. Logix offers many additional mortgage loan programs. For more information, contact a Real Estate Loan Specialist at (800) 328-5328, select option 2, anytime day or night.

P&I Payment subject to change after 1st Interest Adjustment.

Special Programs
1 - 4 Unit Non-Owner Occupied Program (Investment Properties)
Purchase/Rate & Term Refinance
Loan Type Rate **Points
(Up to 80.00% LTV)
30 Due in 15 4.125%
4.250%
4.375%
4.500%
1.750pts
1.125pts
0.500pts
0.000pts
15 Year Fixed 3.500%
3.625%
3.750%
3.875%
1.750pts
1.125pts
0.500pts
0.000pts
30 Due in 7 3.875%
4.000%
4.125%
4.250%
1.750pts
1.125pts
0.500pts
0.000pts
30 Due in 5 3.750%
3.875%
4.000%
4.125%
1.750pts
1.125pts
0.500pts
0.000pts

**Additional Fee of 1.0% will be added to the above points for all cash-out refinance transactions. Maximum 75% LTV allowed for cash-out refinance.

Rates are accurate as of the above date, and are subject to change.

Home Equity

PrimeLine Home Equity Line of Credit Loan to Value Current Variable APR As Low As Index Margin Term
70% 3.99% Prime Rate + 0.74% 15 Years
80% 4.25% Prime Rate + 1.00%

Minimum credit limit is $25,000; Maximum $500,000. Maximum APR 18%. Minimum interest-only monthly payment results in a Balloon payment at maturity. Consult your tax advisor regarding deductibility of interest. “APR As Low As” rates stated above are our best current rates based on creditworthiness, credit score, and maximum combined loan-to-value. Property Insurance and a lien will be required on the subject property. No closing costs if credit limit is $250,000 or less and HELOC is not paid off and closed within the first 36 months. Closing costs on credit limits in excess of $250,000 range from $1,500 to $2,000 based on amount borrowed. Attorney’s fees apply in FL, MD, VA, NH, ME and MA and range from $300 to $700. Additional state related taxes and fees may apply. The PrimeLine HELOC is available in CA, FL, MD, NV, NH, VA, MA and ME only.

APR = Annual Percentage Rate (4/24/2014) Prime Rate Index 3.25%
Home Equity Lines of Credit are available on Investment (Non-Owner Occupied) Properties. Call for Rates.

Home Equity Loan (Close-end, Second Mortgage) Loan to Value Fixed Rate Fixed APR* As Low As Points Term
Up to 80% 4.99% 5.41% None 15-Year Amortization
5.49% 5.83% None 20-Year Amortization
5.99% 6.25% None 30-Year Amortization, with a balloon payment due at 15 years
3.99% 4.81% None 7-Year Amortization

Closed-end Home Equity Loan: APR = Annual Percentage Rate. APRs listed are our best rates based upon creditworthiness and the disclosed Loan-to-Value (LTV); applicant's rate may be higher depending on credit rating and LTV, and other underwriting factors. Applicant to pay all fees on fixed-rate second mortgages. Attorneys' fees apply in some states. APRs are calculated using a $50,000 loan amount and monthly repayment schedule. PMI is not required. Minimum credit limit/loan amount is $25,000; maximum is $500,000. Mortgage rates listed apply only in certain conditions. Loan rates depend on several factors/assumptions. A loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile up to the time of closing.

Monthly payment examples:
$25,000 at 5.49% for 20 years is $171.83 per month.
$25,000 at 4.99% for 15 years is $197.57 per month.
$25,000 at 5.99% for 30 years due in 15 is $149.73 per month with a final balloon payment of $17,754.53.
$25,000 at 3.99% for 7 years is $341.61 per month.

Your rate and payment may be different.

Rate Comparison

Savings, Money Market, and Checking Account Rates Comparison Chart

(Rates shown are Annual Percentage Yields. Logix Rates accurate as of 4/21/14. Competitor rates accurate as of 4/21/14)

Logix rates are for Gold Relationship. See our Relationship Rewards chart for details. See our Current Rates.

Savings High Rate Checking Money Market
  $2.5K $7.5K $10K $50K $100K
Logix Rates 0.25 0.55 0.35 0.40 0.45 0.55 0.70
Bank of America 0.01 0.03 0.03 0.03 0.03 0.05 0.07
Bank of the West 0.01 0.06 0.01 0.01 0.05 0.05 0.10
Citibank 0.01 0.01 0.05 0.05 0.05 0.10 0.10
Union Bank 0.01 0.01 0.05 0.05 0.05 0.15 0.15
Wells Fargo 0.01 0.10 0.03 0.03 0.03 0.03 0.03
Chase 0.01 0.01 0.01 0.01 0.01 0.05 0.05


Certificate Account Rates Comparison Chart

3 Mo. 6 Mo. 12 Mo. 18 Mo. 24 Mo. 36 Mo. 48 Mo. 60 Mo.
Logix Rates (Gold) 0.60 0.65 0.70 0.80 0.85 1.05 1.15 1.45
Bank of America 0.03 0.04 0.06 0.07 0.15 0.18 0.20 0.20
Bank of the West 0.05 0.10 0.13 0.13 0.30 1.00 1.50 1.50
Citibank 0.05 0.10 0.20 0.25 0.25 0.35 0.35 0.50
Union Bank 0.05 0.10 0.15 0.20 0.20 0.35 0.50 1.01
Wells Fargo 0.01 0.01 0.05 0.05 0.15 0.20 0.25 0.35
Chase 0.01 0.01 0.01 0.05 0.05 0.05 0.10 0.25


Logix Certificate Accounts:

Certificate Accounts: Certificate rates listed are for members who qualify for the "Gold" tier of Relationship Rewards. Click here to see other rates.  Minimum deposit:  Share Certificates - $1,000; Educational IRA - $500; Jumbo Certificates - $100,000. Early withdrawal penalties apply.

Logix Relationship Rewards: You are eligible for Gold tier if you have a Checking or Money Market Checking Account and your combined Core Savings and/or loans balances equals $25,000 or more. (Core Savings includes Logix savings, checking and money market accounts.) Each month, Logix adds up all the combined balances of your entire household. The higher your balances go, the more you're rewarded. Even if the qualifying balances belong to one person, your entire household will receive Relationship Rewards! Please refer to our Relationship Rewards chart or call (800) 328-5328 for information.


Logix Savings, Checking and Money Market Accounts:

Savings Account: Minimum opening deposit $5; dividends earned daily, paid monthly; rate may change after account is opened. Rate shown is for balances of $2,500 - $7,499.

High Rate Checking Accounts: Minimum opening deposit $20,000; rate shown is for balances of $50,000 - $99,999. rate may change after account is opened. Minimum balance to avoid monthly service charge is $20,000.

Money Market Account: Minimum opening deposit $2,500. Lower balances will earn applicable savings rate and may be subject to low balance fee.  Dividends are earned daily at the dividend rate which corresponds to the account balance and paid monthly. Rate may change after account is opened.

Savings and Money Market: Transfers are limited to six per calendar month; exceptions apply. Please refer to the Logix Membership and Accounts Agreement and Disclosure for more information.


Rates are gathered from Informa Research Services, Inc. and are subject to change without notice. APY= Annual Percentage Yield. Fees may reduce earnings.  Refer to current Schedule of Service Charges and Fees.