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Certificate Accounts
Safe and steady - like that cozy feeling you get when someone wraps a blanket around your shoulders.
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See for Yourself How Our Rates Compare

See Rates for Logix Certificates

Logix


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Chase

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Citibank

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US Bank

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Wells Fargo

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Logix


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Chase

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Citibank

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US Bank

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Wells Fargo

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Logix


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Chase

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Citibank

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US Bank

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Wells Fargo

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Logix


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Chase

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Citibank

APY

US Bank

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Wells Fargo

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Logix


APY

Chase

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Citibank

APY

US Bank

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Wells Fargo

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Logix


APY

Chase

APY

Citibank

APY

US Bank

APY

Wells Fargo

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Logix


APY

Chase

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Citibank

APY

US Bank

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Wells Fargo

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Logix


APY

Chase

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Citibank

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US Bank

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Wells Fargo

APY

APY = Annual Percentage Yield. All Logix APYs shown within the rate comparison table are Regular Certificate and Regular IRA Certificate (non-Jumbo) rates available to members who qualify at the “Gold” Tier of the Logix Relationship Rewards Program. Refer to our Relationship Rewards chart or call 800-328-5328 for more information. Logix APYs assume dividends remain on deposit until maturity. Rates are effective as of and are subject to change.

Rates comparison source: Informa Research Services Inc. as of . Rate information from other financial institutions is deemed accurate but is not guaranteed. Compared products may not be identical in operation or requirements.

 

Laddering 101: Maximize Returns With Certificate Accounts


Laddering involves investing in multiple certificates with staggered maturities. When a certificate matures, some or all of the proceeds may then be reinvested for a longer term, often the best rate available at that time. This can reduce risk, optimize returns, and ensure liquidity.
Learn More
Special Rate

12-Month Bump Rate Certificate

Rates as high as APY
$5,000 minimum initial deposit
Length of Certificate (months):
12
Dividend Rate (compounded monthly):
3.673%
Annual Percentage Yield (APY):
3.75%
Certificate Value at Maturity:
(before taxes)
Open a Certificate Account Learn More
This calculator is provided for education and illustrative purposes only, and not intended to provide investment advice. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax, or legal advisor regarding your unique situation.

Bank CDs vs. Logix Certificate Accounts

Since Logix is not-for-profit, and owned by its members, we almost always provide superior Certificate Account rates compared to those offered by banks. And just like banks, our deposits are federally insured.

What is APY?

APY (Annual Percentage Yield) is your money’s growth potential, showing how much dividends you’ll earn in a year, including the magic of compounding - dividends earning dividends! The higher the APY, the better your savings will perform.

We Have the Right Option for You

Whether you’re saving for that dream home, a luxury vacation, or a grand retirement, a Logix certificate account can help achieve your goals, with steady and secure dividend earnings.
Open a Certificate Account
Choice of Short or Long Terms
Choose a certificate term ranging from as short as 91 days, to as long as 60 months.
Earn Dividends
Dividends are earned daily and compounded monthly – that means your money is making money!
Easy to Open
Getting started is easy. Open your certificate online, by phone, or visit a branch.
Next Steps

Open Your Certificate Account in a Few Steps

1

Enter your information

  • You’ll need your Social Security Number or Individual Taxpayer Identification Number
  • Unexpired US government-issued photo ID, such as a Driver’s License, Passport, or State ID
2

Fund your account

  • Select an account you want to open
  • Fill in your details and deposit amount
3

Sign and submit

  • Review your application, sign the agreement, and submit

See Our Other Savings Accounts

Certificate Account

Consistent and higher yields, fixed for specified periods.
Open a Certificate Account

Money Market Account

Higher yields than a regular savings account, and even better rates with higher balances.

Learn More

Retirement Account

You want to plan for retirement by accumulating funds.

Learn More
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Main Savings Account

Steady dividends, immediate access.

Learn More

The Best of the Best

Read the Full Article
Logix is ranked in the 99th percentile for member value among credit unions nationally.
Logix is the highest-scoring credit union in California.

Logix charges almost 20% fewer fees per member than the credit union average.
Logix Team

Safe and Secure

…and becoming a member is fast and easy!

Federally Insured

Your deposits are federally insured up to at least $250,000 by the National Credit Union Administration.
Dollar Icon

Strong Capital

Our net worth is over 14% of assets, far surpassing the federal regulator’s 7% “well-capitalized” threshold, and the bank average of 9.9%.

Positive Earnings

Logix has maintained positive earnings every year since its founding in 1937 – a statement very few financial institutions can make.

Questions? We’re here for you!

Call Us

Have questions? Call us at (800) 328-5328!

Appointment

Schedule an appointment with us!

Visit Us

Come into one of our branches in person!

Contact Us

Connect with our team online, by phone, or in person.

Disclosure (1)

Logix Certificates - APY = Annual Percentage Yield. $1,000.00 minimum opening deposit required for Regular Certificates and Regular IRA Certificates; $500.00 for Education IRA Certificates. $100,000.00 minimum opening deposit required for Jumbo Certificates and Jumbo IRA Certificates. Early withdrawal penalty applies. Fees could reduce earnings. Logix membership is required.