Sometimes you just need to flex! Our APY 12-Month Flex Certificate for new money offers more flexibility and accessibility than ever. It’s a short-term certificate with a high yield. Unlike a traditional certificate, you have the option of a one-time additional deposit and one-time early withdrawal of funds (up to 25% of the current certificate balance), penalty-free.

  • Earn Dividends
    Dividends are earned daily and compounded monthly
  • Flexibility
    One-time early withdrawal and additional deposit (new money)
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Looking for more options?

Check out these other certificates.

Min Deposit
13 Months1
24 Months
60 Months
12 Months2
7 Months3

1 13-Month Promo Certificate

2 12-Month Bump Rate Certificate

3 7-Month Promo Certificate

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  • Log into Online Banking
  • Click on Accounts in the top navigation menu
  • Click on Open a New Account
  • Select an account from the Choose Account Type dropdown
  • Complete and submit the form
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Your money is safe here
Your deposits are federally insured up to $250,000 by the National Credit Union Administration. We've maintained a perfect record of positive earnings since 1937 and hold a 5-Star rating for financial strength from Bauer Financial.
Bauer Financial NCUA

12-Month Flex Certificate: APY = Annual Percentage Yield. Minimum opening deposit and minimum balance required to earn APY and avoid account closure is $1,000.00. The Dividend Rate and Annual Percentage Yield are fixed for the term of your Certificate Account. Dividends are earned daily and are compounded and credited monthly on the first day of each month. The APY assumes dividends will remain on deposit until maturity. If you have elected to receive distribution of your dividends monthly, your dividends will not be compounded. Dividends may be withdrawn without penalty. Fees could reduce earnings. At maturity, the certificate will automatically renew as a standard 12-Month Certificate at the dividend rate and APY then in effect. The 12-Month Flex Certificate cannot be opened as an IRA. Rate Effective 3/8/24 and is subject to change. In addition to the initial deposit to open a 12-Month Flex Certificate, you may make one (1) deposit of any amount during the first 11 months of the term of the account. The initial deposit and optional additional deposit must be “new money” (“new money” defined as money not currently on deposit with Logix Federal Credit Union). You may make one (1) withdrawal of up to 25% of the then current balance of the Certificate at any time during the Certificate term without penalty. Early Withdrawal Penalties apply for additional withdrawals of principal. Logix membership required. Logix Smarter Banking is a registered trademark of Logix Federal Credit Union.