Checking Accounts
Mobile banking, branch banking, we
have it all.

Advantage Checking

Monthly Service Charge
$5.95 or $3.95*
Waived Monthly Service Charge
Direct Deposit of $250 or more
or
$750 daily checking balance
or
Gold or Platinum level of Relationship Rewards
Dividends
Does not earn dividends.

Premier Checking

Monthly Service Charge
$8.95 or $6.95*
Waived Monthly Service Charge
$2,500 daily checking balance
or
Gold or Platinum level of Relationship Rewards


Dividends
Earn dividends with minimum $2,500 balance.

High-Rate Checking

Monthly Service Charge
$12.95 or $10.95*
Waived Monthly Service Charge
$20,000 daily checking balance
or
Gold or Platinum level of Relationship Rewards


Dividends
Earn dividends with minimum $20,000 balance.

Teen Checking

Monthly Service Charge
$0
Waived Monthly Service Charge (if applicable)
No monthly service charge for
members ages 13-17 years old.




Age
Exclusively for teens ages 13 to 17

NextGen Checking

Monthly Service Charge
$2.95 or $0*
Waived Monthly Service Charge (if applicable)
Direct Deposit of $100 or more
or
$250 daily checking balance
or
Gold or Platinum level of Relationship Rewards
Age
Best for members ages 18 to 24

*Monthly Service Charge with e-Statements (paper statements waived)

†Gold Relationship Rewards: Minimum $35,000 combined household balances. Platinum Relationship Rewards: Minimum $100,000 combined household balances. Combined household balance includes any loan, mortgage, checking, money market and savings balances (excluding certificates) at Logix.

‡Dividends are earned daily and are credited and compounded monthly on the first day of each month. For current rates click here.

Key Checking Account Features and Benefits

Dollar Icon

Early Payday

Early Payday with Direct Deposit! Get access to your paycheck funds up to 2 days early.**

Access to More Than 30,000 ATMs

Access to 30,000 fee-free CO-OP ATMs. That's way more than the big banks offer.

eDeposit

Deposit checks with your smartphone through the Logix Mobile Banking App.

Mobile Banking and Online Banking

Pay bills, stop payments, check your accounts, and more - all within Online Banking or the Logix Mobile Banking App.

Great Relationships Deserve Great Rewards!

As a valued member with a Logix Checking or Money Market Account, you'll receive exclusive benefits through Relationship Rewards.
$20,000 - $34,999 combined household balances†

1.5 Rewards Points

For Each $1 Spent in Purchases with a World Rewards Mastercard®

Auto Loan Savings

0.05% Auto Loan Interest Rate Discount

Mortgage Loan Fee Discount

Save $250 on Mortgage Fees
$35,000 - $99,999 combined household balances†

2 Rewards Points

For Each $1 Spent in Purchases with a World Rewards Mastercard®

Auto Loan Savings

0.10% Auto Loan Interest Rate Discount

Mortgage Loan Fee Discount

Save $500 on Mortgage Fees
$100,000+ combined household balances†

3 Rewards Points

For Each $1 Spent in Purchases with a World Rewards Mastercard®

Auto Loan Savings

0.25% Auto Loan Interest Rate Discount

Mortgage Loan Fee Discount

Save $750 on Mortgage Fees
†Combined household balance includes any loan, mortgage, checking, money market and savings balances (excluding certificates) at Logix.

Open Your Checking Account in 3 Steps

1

Open an account

  • Select the checking account you want to open.
  • You can also add other products to suit your financial needs.
2

Fill in your details

  • Enter your contact and financial information.
  • Have your driver’s license ready.
3

Choose deposit amount

  • Deposit the required minimum deposit for the account you are opening.

Interested in going beyond debit?

Discover possibilities of reaching more with Logix Mastercard credit cards. Enjoy 0% Introductory APR on purchases for the first 6 months your account is open!*** After that your variable APR will be 12.49% to 17.99% for the Platinum Mastercard and 16.99% to 17.99% for the World Rewards Mastercard, based on your creditworthiness. Now that's supercharging your spending power.

Questions? We’re here for you!

Call Us

Have questions? Call us at (800) 328-5328!

Appointment

Visit Us

Come into one of our branches in person!

Contact Us

Connect with our team online, by phone, or in person.

Frequently Asked Questions

You can apply for a Checking Account online, by phone, or in person at any branch. Logix membership is required.

The monthly service fees vary depending on the type of account you open. Click here to learn more.

There are minimum balance requirements to avoid monthly service charges. Click here to compare checking accounts.

We process Direct Deposits as soon as we get notification from your employer, so when you ask them to set up your pay as a Direct Deposit to your Logix account those funds could be available up to two days earlier than your standard payday date, depending on your employer.

An overdraft occurs when you do not have enough money in the available balance in your account to cover a transaction at the time it is presented for payment, but Logix Federal Credit Union pays it anyway. We can cover your overdrafts in two different ways:


  1. We have standard overdraft practices that come with your account.
  2. We also offer overdraft protection transfer plans, such as a transfer from your savings, which may be less expensive than our standard overdraft practices.

Click here for all the details.

We do authorize and pay overdrafts for the following types of transactions:


  • Checks and other transactions made using your checking account number
  • Automatic bill payments

We do not authorize and pay overdrafts for the following types of transactions unless you ask us to:


  • ATM transactions
  • Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.

Under our standard overdraft practices, no Courtesy Pay Fee is charged if your available balance overdraft is $5.00 or less. The following tiered fees apply if your available balance overdraft is more than $5.00:


  • No Charge for any item/transaction of $5.00 or less;
  • $10.00 for each item/transaction amount between $5.01 and $15.00; and
  • $30.00 for each item/transaction amount over $15.00

The maximum you could be charged per day for Consumer accounts is five (5) overdraft fees totaling up to $150.00 and for Business accounts are ten (10) overdraft fees totaling up to $300.00.

If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions here are your options:


  • In Person - When applying for membership or at any time, just ask to Opt-In to Courtesy Pay for ATM and everyday debit card transactions and complete and sign our Opt-In Consent form.
  • Online - When logged on to Online Banking, go to the Account Services tab, select Courtesy Pay Options to go to the Courtesy Pay page, and click on the Opt-In button, or
  • Over the Phone - Call us at (800) 328-5328

If you no longer want us to authorize and pay overdrafts on ATM and everyday debit card transactions:


  • In Person - Visit us at any one of our branches.
  • Online - When logged on to Online Banking, go to the Account Services tab, select Courtesy Pay Options to go to the Courtesy Pay page, and click on the Opt-Out button, or
  • Over the Phone - Call us at (800) 328-5328

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Disclosures (4)

**We process Direct Deposits as soon as we get notification from your employer, so when you ask them to set up your pay as a Direct Deposit to your Logix account those funds could be available up to two days earlier than your standard payday date, depending on your employer.

***Introductory Rate on World Rewards and Platinum Regular Card: Introductory Rate is available to members who meet minimum credit score and underwriting criteria. Cardholder must qualify. Credit card purchases made during the first 6 months your credit card account is open qualify for 0% APR for the first 6 billing cycles. When the Introductory Rate period has ended, the rate applied to any remaining outstanding balance for those transactions will be at the cardholder’s standard Credit Card rate.

Mastercard is a registered trademark of Mastercard International Incorporated.

Logix membership is required.