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Compare Mortgage Loans

Whether you're looking for a mortgage payment that won't change with a fixed-rate mortgage or want to maximize your buying power with an adjustable-rate mortgage, take advantage of the many specialty mortgage loans Logix offers.

Click on the Loans Below to Compare

Fixed Rate

Adjustable Rate (ARM)

Specialized

Fixed Rate - 10 Year

Best if you want fixed payments, have a fixed income, and aim to pay off in 10 years.

Rates As Low As
5.875% APR
Intended Use
Primary Residence, Second Home

Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
45 Days
Loan Term
10 Years
Apply Now See Rates 

Fixed Rate - 15 Year

Best if you want fixed payments, have a fixed income, and aim to pay off in 15 years.

Rates As Low As
6.000% APR
Intended Use
Primary Residence, Second Home

Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
45 Days
Loan Term
15 Years
Apply Now See Rates 

Fixed Rate - 20 Year

Best if you want fixed payments, have a fixed income, and aim to pay off in 20 years.

Rates As Low As
6.500% APR
Intended Use
Primary Residence, Second Home

Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
45 Days
Loan Term
20 Years
Apply Now See Rates 

Fixed Rate - 30 Year

Best if you want fixed payments, have a fixed income, and aim to pay off in 30 years.

Rates As Low As
6.750% APR
Intended Use
Primary Residence, Second Home

Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
45 Days
Loan Term
30 Years
Apply Now See Rates 

Fixed Rate - 10 Year No Cost

Best if you want fixed payments, no closing costs, have a fixed income, and aim to pay off in 10 years.
Rates As Low As
6.750% APR
Intended Use
Primary Residence, Second Home

Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
45 Days
Loan Term
10 Years
Apply Now See Rates 

Adjustable Rate - 3/6 ARM

Fixed-rate for 3 years, then adjusts every 6 months—best if you plan to move or pay off within 3 years.
Rates As Low As
5.500% APR
Intended Use
Primary Residence, Second Home

Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
45 Days
Loan Term
30 Years
Apply Now See Rates 

Adjustable Rate - 5/6 ARM

Fixed-rate for 5 years, then adjusts every 6 months—best if you plan to move or pay off within 5 years.
Rates As Low As
5.625% APR
Intended Use
Primary Residence, Second Home

Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
45 Days
Loan Term
30 Years
Apply Now See Rates 

Adjustable Rate - 7/6 ARM

Fixed-rate for the initial 7 years. Rates will then be adjustable every 6 months after.

Rates As Low As
6.500% APR
Intended Use
Primary Residence, Second Home

Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
45 Days
Loan Term
30 Years
Apply Now See Rates 

Adjustable Rate - 10/6 ARM

Fixed-rate for the initial 10 years. Rates will then be adjustable every 6 months after.

Rates As Low As
6.750% APR
Intended Use
Primary Residence, Second Home

Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
45 Days
Loan Term
30 Years
Apply Now See Rates 

Specialized - Jumbo

Jumbo loans are offered for loans larger than the Fannie Mae conventional limit of $1,209,750.
Rates As Low As
5.875% APR
Intended Use
Primary Residence, Second Home, Investment
Home Type
Single-family residence, 2-4 Units, Townhomes, Condos, PUDs
Rate Lock
60 Days
Loan Term
180 or 30 Years
Apply Now See Rates 

Compare Home Equity Loans

The loan interest you pay may be tax deductible, making a home equity loan or line of credit a smart choice. (Consult a tax advisor regarding the deductibility of interest).

Home Equity Loan

With a home equity loan, you can borrow at lower interest rates compared to other types of loans.

Learn More

Home Equity Line of Credit (HELOC)

With a HELOC, you’ll have a flexible source of cash with a lower interest rate than credit cards or personal loans.

Learn More

Are You Ready to Experience Logix Mortgage Loans? Apply Now!

Online
Apply for a mortgage or home equity loan quickly and conveniently with the Logix online application.
Apply Now
In Person
Visit a branch to experience world-class service from a Logix professional.
Schedule Appointment
By Phone
Give our Member Service Center a call. We’re happy to answer any questions you may have.
Call (800) 328-5328

Already Applied?

Read Our Step-By-Step Guides

We’ve created this series of guides to help with some common questions you may have regarding the road to your new loan.

Check Your Status Online

Check your application status online on the Logix Mortgage Center or connect with your loan officer.

Frequently Asked Questions

Information that's needed during the pre-approval process differs for self-employed or employed individuals. A checklist of needed documents will be given at the time of the application.

Documents that are needed are proof of income, proof of assets, and other documents. Feel free to come into your local branch to chat further about getting pre-approved for a mortgage loan or apply now.

Mortgage pre-approvals are good for 60 days.

If all documentation is provided at the time of the initial review the pre-approval process can take as little as 1-2 business days.

In order to lock in a rate, there must be an actual accepted purchase contract.

On average, closing a mortgage loan can take up to 25-30 calendar days. Closing a mortgage is dependent on all parties, like the buyer and seller, and completing all required documents to finalize the close.

Closing costs vary as escrow companies differ in fees. These costs typically amount to three to five percent of the purchase price.

When going through the purchase process with your loan officer, closing costs estimates are given.

You can also use this mortgage comparison tool to compare mortgages and see estimated closing costs for each mortgage option.

Logix provides options with no closing costs. Click here to learn more.

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Disclosures (4)

Rates and Terms – Annual Percentage Rates (APRs) and loan terms are subject to credit approval and may vary based on creditworthiness, loan amount, and loan-to-value ratio. Rates are subject to change without notice. Loan approval is based on underwriting guidelines. Adjustable-Rate Mortgages (ARMs) offer an initial fixed rate for a specified period (3, 5, 7, or 10 years) and adjust every 6 months thereafter based on an index plus a margin, subject to periodic and lifetime caps.

Home Equity Lines of Credit (HELOCs) – HELOCs are variable-rate loans. Rates may increase after loan consummation. Consult a tax advisor regarding the deductibility of interest. Home Equity Line of Credit products are available only on owner-occupied properties located in CA, MD, NV, NH, VA, MA and ME.

10-Year Fixed Rate Mortgage with No Closing Costs – No closing costs means that Logix will pay various costs relating to your loan origination and settlement, such as application, credit report, lender's title insurance, and appraisal fees. Costs such as per diem interest, interest, taxes, owner's title, and hazard, homeowner's and private mortgage insurance, are not included and are the responsibility of the borrower. As a condition of the "No Cost" loan, if you pay off your loan within the first 36 months you will be required to reimburse Logix for those costs it paid in connection with the origination and settlement of the loan.

Logix mortgage and home equity loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA. Logix Home Equity Lines of Credit are available in the following states: CA, MD, NV, NH, VA, MA and ME. Logix membership is required. Logix Smarter Banking is a registered trademark of Logix Federal Credit Union.