Adjustable Rate Mortgages
Not quite ready to settle down and stay awhile? With an adjustable rate mortgage, you’ll get a lower starting rate that will not change for the first 1, 3, 5, 7 or 10 years of your term. This is the ideal mortgage, if you:
- Want to maximize your buying power
- Want lower payments during the first few years of your loan
- Plan to move or pay-off your mortgage within the next ten years
- Expect to increase your income significantly in the coming years
New! Get the low rate of an ARM with some of the stability of a fixed mortgage with our new 5/5 ARM, which adjusts just once every 5 years. Learn more.
Remember, Logix offers:
- Satisfaction Guarantee - we'll do it right or pay you $500**
- 25 Day Closing Guarantee++
Click here to check current rates.
Buy a home with as little as 3% down
If you've found your dream home but don't have a lot saved to put down, we can help! This option is available on mortgages up to $484,350. You must have excellent credit and provide the 3% down payment from your own funds. Private mortgage insurance is also required. Contact us for details.
Super jumbo homes need super jumbo loans
We offer great rates on loans up to $2 million. Learn more.
Online Mortgage Center
We've eliminated traditional paperwork and red tape in favor of a few clicks and questions. Visit our online mortgage center to see how easy it is to select and apply for the loan that's right for you.
Less than perfect credit?
We work hard to say yes, even if you have a few blemishes in your credit history.
- Video: How to buy a home if you don't have 20% to put down.
- 5 Creative Ways to come up with a down payment
- Get a Homeowners Insurance Quote
- Consumer Handbook on Adjustable Rate Mortgages
** $500 Satisfaction Guarantee. We’ll do it right or we’ll credit $500 to your savings account. Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
++ Logix 25-Day Loan Closing Guarantee. For 1st mortgage, purchases only, Logix guarantees to close your loan in 25 calendar days unless prohibited by Federal regulation, and provided Logix has received your (1) completed loan application; (2) all requested documents, (3) you have electronically consented @ Logixmortgage.com online mortgage loan application portal at the time of application through loan closing to receive all loan documents and disclosures electronically (Upon request, paper copies available at no additional charge.), and (4) all pre-conditions have been satisfied at least 5 calendar days prior to the scheduled closing date. If all required conditions are met and your loan fails to close on time due to a delay by Logix, you will receive a credit towards closing costs up to $2,000 at loan closing. Logix 25-Day Loan Closing Guarantee may not be combined with other offers, including our $500 Satisfaction Guarantee. Not available on "no cost" loans.
Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA NH, NV, and VA.