Home Equity Line of Credit

Whether you want to renovate, pay tuition or just sneak off to some exotic locale, we won’t judge—we just want to help! With a home equity line of credit, you’ll have a flexible source of cash with a lower interest rate than credit cards or other loans.

Enjoy the peace of mind that comes with access to:

  • A line of credit that provides a smart source of cash
  • Borrow up to 80% of your combined loan to value
  • No points, closing costs or annual fees (loans up to $250,000)
  • Low, "interest only" monthly payments
  • Instant access online or with free PrimeLine checks
  • Interest may be tax-deductible (consult with your tax advisor)

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Additional Resources

The Logix PrimeLine Home Equity Line of Credit is an adjustable rate loan. The Introductory Discounted 2.99% APR (2.99% APR Intro Rate) is fixed for the first 12 months (365 days) after which the rate converts to the then current Prime Rate (the Index) plus your Margin and is then variable and subject to change. The PrimeLine Variable-Rate Home Equity Line of Credit (HELOC) current 4.49% APR, which is accurate as of 2/10/17 and is subject to change, is our best rate based on creditworthiness, credit score, and maximum combined loan-to-value (CLTV) of 70%. The rate is variable, is subject to change monthly, and may increase after consummation. Maximum APR 18%. The HELOC term is 15 years. Minimum interest-only monthly payment results in a Balloon payment at maturity. Minimum credit limit is $25,000; Maximum $500,000. Property Insurance and a lien is required on the subject property. No closing costs if credit limit is $250,000 or less and HELOC is closed within the first 36 months. Closing costs on credit limits in excess of $250,000 range from $1,500 to $2,000 based on amount borrowed. Attorney’s fees apply in MD, VA, NH, ME and MA and range from $300 to $700. Additional state-related taxes and fees may apply. Consult your tax advisor regarding deductibility of interest. The PrimeLine Variable-Rate Home Equity Line of Credit and 2.99% APR Intro Rate is available on owner-occupied property only. The 2.99% APR Intro Rate is not available on the Logix 80/10/10 mortgage loan program. APR = Annual Percentage Rate. The PrimeLine HELOC is available in CA, MD, VV, NH, VA MA and ME only.

Contact Info

Member Service Center
(800) 328-5328
Mon-Fri 6 a.m. to 8 p.m. (PT)
Weekends 8 a.m. to 5 p.m.

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