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Credit cards comparison.
	Platinum	Platinum Rewards
Best if	You typically carry a balance from month-to-month	You want to earn valuable rewards points with every purchase
Rate	As low as APR	As low as APR
APR for Purchases	0% Introductory APR for purchases for the first 15 months your account is open¹
APR for Balance Transfers	3.99% - 8.99% Introductory APR for balance transfers for the first 15 months your account is open¹
APR for Cash Advances	17.99% APR
Annual Fee	None
Cash Advance Fee	None
Foreign Transaction Fees²	None
Services	Auto Rental Coverage Trip Cancellation Insurance Mastercard Global Service Identity Theft Resolution MasterTrip, Travel Assistance	Auto Rental Coverage Trip Cancellation Insurance Mastercard Global Service Identity Theft Resolution MasterTrip, Travel Assistance
Rewards Points	N/A	Spend $2,500 in purchases in the first 90 days, get 10,000 bonus points Earn up to 3 points per dollar with Relationship Rewards Earn 1.5 points for every dollar in purchases No limit to the number of points you can earn Points are valid for cash back, gift cards, electronics, travel and more
	Learn More Apply Now	Learn More Apply Now
¹Introductory Rate is available to members who meet minimum credit score and underwriting criteria. Cardholder must qualify. Credit card purchases made during the first 15 months your credit card account is open qualify for 0% APR for the first 15 billing cycles. Balance transfers made during the first 15 months your credit card account is open qualify for 3.99% APR to 8.99% APR for the first 15 billing cycles. When the Introductory Rate period has ended, the rate applied to any remaining outstanding balance for those transactions will be at the cardholder’s standard Credit Card rate. (Platinum Credit Cards that are share secured are excluded from the Introductory Offers.) ² We'll rebate fees you are charged when using your Mastercard credit card to make a purchase from a merchant outside of the U.S.