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	Platinum	Platinum Rewards
Best if	You typically carry a balance from month-to-month	You want to earn valuable rewards points with every purchase
Rate	As low as 10.24% APR	As low as 11.24% APR
APR	0% Introductory APR on purchases for the first 12 months your account is open (excludes cash advances and balance transfers).¹
Annual Fee, Cash Advance Fee, Foreign Transaction Fees²	None	None
Services	Auto Rental Coverage Trip Cancellation Insurance Mastercard Global Service Identity Theft Resolution $200,000 Travel Accident Insurance	Auto Rental Coverage Trip Cancellation Insurance Mastercard Global Service Identity Theft Resolution $200,000 Travel Accident Insurance
Rewards Points	N/A	Earn 1.5 points for every dollar in purchases No limit to the number of points you can earn Points are valid for cash back, gift cards, electronics, travel and more Earn up to 3 points per dollar with Relationship Rewards
	Learn More Apply Now	Learn More Apply Now
¹0% APR Introductory Rate for 12 Months is available to new credit card account holders who meet minimum credit score and underwriting criteria. Cardholder must qualify. Credit card purchases made during the first 12 months your credit card account is open qualify for 0% APR for 12 months (365 days from the date your account is opened). When the 12-month 0% APR Introductory Rate period has ended, the rate applied to any remaining outstanding balance for those transactions will be at the cardholder’s standard Credit Card rate. ² We'll rebate fees you are charged when using your Mastercard credit card to make a purchase from a merchant outside of the U.S.