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Platinum
Platinum Stripes
Platinum Rewards
Logix Rewards Stripes
Best if You typically carry a balance from month-to-month You want to earn valuable rewards points with every purchase
Rate As low as 9.99% APR As low as 12.49% APR
APR for Purchases 0% Introductory APR for purchases for the first 12 months your account is open1
APR for Cash Advances and Balance Transfers 3.99% - 8.99% Introductory APR for cash advances and balance transfers for the first 12 months your account is open1
Annual Fee None
Cash Advance Fee None
Foreign Transaction Fees2 None
Services
Rewards Points N/A
  • Spend $1,000 in purchases in the first 90 days, get 10,000 bonus points
  • Earn up to 3 points per dollar with Relationship Rewards
  • Earn 1.5 points for every dollar in purchases
  • No limit to the number of points you can earn
  • Points are valid for cash back, gift cards, electronics, travel and more

1Introductory Rate is available to members who meet minimum credit score and underwriting criteria. Cardholder must qualify. Credit card purchases made during the first 12 months your credit card account is open qualify for 0% APR for 12 months (365 days from the date your account is opened). Cash advances and balance transfers made during the first 12 months your credit card account is open quality for 3.99% APR to 8.99% APR for 12 months (365 days from the date your account is opened). When the Introductory Rate period has ended, the rate applied to any remaining outstanding balance for those transactions will be at the cardholder’s standard Credit Card rate. (Platinum Credit Cards that are share secured are excluded from the Introductory Offers.)

2 We'll rebate fees you are charged when using your Mastercard credit card to make a purchase from a merchant outside of the U.S.