Can't decide between the steadiness of a 30 year fixed or the low rate of the ARM? That's okay! There's another choice: our 10/1 ARM! Use the 10/1 ARM for purchases or to refinance your home at a lower rate. It is even available in Jumbo loans for up to $2 million dollars.
- Excellent Rates - lower than conventional programs
- Rate adjusts after first 10 years, & every year thereafter
- Rate won't increase by more than 5% over the life of the loan
- Loan amounts up to $2 million
- Satisfaction Guarantee – we'll do it right or pay you $500+
- 25 Day Closing Guarantee++
Click here to check current rates.
- Video: How to buy a home if you don't have 20% to put down.
- 5 Creative Ways to come up with a down payment
The 10/1 ARM is an Adjustable Rate Mortgage (ARM) loan. The 10/1 ARM loan start rate is fixed for the first 10 years and can then change once every year after that for the remaining term of the loan. ARM loans are variable-rate loans and the Annual Percentage Rate (APR) may increase after consummation. If the APR increases, your mortgage loan payment will increase. Private Mortgage Insurance (PMI) is required on loans with a Loan-to-Value (LTV) greater than 80%.
Click here for current Adjustable Rate Program rates and payment examples.
+ $500 Satisfaction Guarantee. We’ll do it right or we’ll credit $500 to your savings account. Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
++ Logix 25-Day Loan Closing Guarantee. For 1st mortgage, purchases only, Logix guarantees to close your loan in 25 calendar days unless prohibited by Federal regulation, and provided Logix has received your (1) completed loan application; (2) all requested documents, (3) you have electronically consented @ Logixmortgage.com online mortgage loan application portal at the time of application through loan closing to receive all loan documents and disclosures electronically (Upon request, paper copies available at no additional charge.), and (4) all pre-conditions have been satisfied at least 5 calendar days prior to the scheduled closing date. If all required conditions are met and your loan fails to close on time due to a delay by Logix, you will receive a credit towards closing costs up to $2,000 at loan closing. Logix 25-Day Loan Closing Guarantee may not be combined with other offers, including our $500 Satisfaction Guarantee. Not available on "no cost" loans.
Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA NH, NV, and VA.
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