Money Market Account Benefits

If you put in more, you should get more, right?
Well, that’s how our Money Market Accounts work.

Make Unlimited Deposits Anytime
Add funds to your money market account whenever you’d like and make sure your money is working for you.
Enjoy Penalty-free Withdrawals
Your money isn’t locked down, so you have access to your funds when you need it.
Federally Insured up to $250,000
Your account is federally insurance up to $250,00 and backed by our 5-Star financial strength rating.
Earn Higher Yields with Higher Balances
The more you put in, the more you get. Earn more with higher balances from APY to APY.
Compare Rates

Discover how Logix outperforms competitors.

Money Market APY
$2.5k
$7.5k
$10k
$50k
$100k
$250k
$500k
Logix
Citibank
Bank of Montreal
US Bank
Wells Fargo
Chase

Rate comparison source: Informa Research Services, Inc. as of February 14, 2024. Rate information from other financial institutions is deemed accurate but is not guaranteed.

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See How Much You Can Save
Robix Hugging Percentage Robix Hugging Percentage

Annual Percentage Yield (APY):
Estimated Balance:

Estimated Earnings

Logix Federal Credit Union
 
Wells Fargo
 
Bank of Montreal
 
Citibank
 
US Bank
 
Chase
 
Bauer Financial NCUA
Financial Safety & Security

Your deposits are federally insured up to $250,000 by the National Credit Union Administration. We've maintained a perfect record of positive earnings since 1937 and hold a 5-Star rating for financial strength from Bauer Financial.

 
The Best of the Best
  • Logix is ranked in the 99th percentile for member value among credit unions nationally.
  • Logix is the highest scored credit union in California.
  • Logix charges 18.8% fewer fees than the credit union average.*
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Safe and Secure

Logix is one of the safest places for your money.

Excellent Liquidity
Logix has more than $7.4 billion in stable, well-diversified deposits, along with $3.1 billion in unused borrowing capacity at the Federal Home Loan Bank and Federal Reserve Bank.

Conservative Investments & Strong Balance Sheet
Logix maintains conservative investment and balance sheet management practices. We have no exposure to recently failed banks or cryptocurrency assets.

Strong Capital Position
Our net worth (or capital) is 13.2% of assets, well above the 7% threshold our regulators, NCUA, require to be well-capitalized, and significantly above the bank average of 9.0%.

Logix Shield

*Certain types of electronic withdrawals and transfers are limited to a combined total of six per month.

**Logix Money Market Account: Minimum opening deposit is $2,500.00. Minimum balance required to earn APY (Annual Percentage Yield) is $500,000.00. The Logix Money Market Account is a tier-rate account and the APY for each balance tier is: APY on $500,000.00 and Over; APY on $250,000 - $499,999; APY on $100,000 - $249,999; APY on $50,000.00 - $99,999.99; APY on $25,000.00 - $49,999.99; APY on $10,000.00 - $24,999.99; APY on $7,500.00 - $9,999.99; APY on $2,500 - $7,499.99 and APY on $ .01 - $2,499.99. The APY for each balance tier is variable and is subject to change after the account is opened. A $2,500 average balance is required to avoid a monthly low balance fee. Fees may reduce earnings. APYs are accurate as of and are subject to change after the account is opened. The advertised APY does not apply to Business Money Market Accounts opened after 5/17/17.