Sometimes all you really want is something steady and secure.
A certificate account will give you just that, plus a smarter way to diversify
your portfolio.
Bump Rate Certificate
During the term of your certificate, if our advertised rate for the 12-Month Bump Rate Certificate is greater than the rate you are earning, you may request a one-time “Bump” to the current rate, and we will increase your rate for the remaining term of your certificate.
Discover how Logix outperforms competitors.
Logix Certificates - APY = Annual Percentage Yield. $1,000.00 minimum opening deposit required for Regular Certificates and Regular IRA Certificates; $500.00 for Education IRA Certificates. $100,000.00 minimum opening deposit required for Jumbo Certificates and Jumbo IRA Certificates. Early withdrawal penalty applies. Fees could reduce earnings. Logix membership is Required.
All Logix APYs shown within the rate comparison table are Regular Certificate and Regular IRA Certificate (non-Jumbo) rates available to members who qualify at the “Gold” Tier of the Logix Relationship Rewards Program. Refer to our Relationship Rewards chart or call 800-328-5328 for more information. Logix APYs assume dividends remain on deposit until maturity. Logix rates effective April 12, 2024 and are subject to change.
Rates comparison source: Informa Research Services Inc. as of February 14, 2024. Rate information from other financial institutions is deemed accurate but is not guaranteed. Compared products may not be identical as to operation or requirements.
Your deposits are federally insured up to $250,000 by the National Credit Union Administration. We've maintained a perfect record of positive earnings since 1937 and hold a 5-Star rating for financial strength from Bauer Financial.
12-Month Bump Rate Certificate
- Dividends earned daily and compounded monthly
- $5,000 minimum opening deposit
- Withdraw dividends without penalty
- One-time rate bump on the existing certificate
- One-time addition of funds to the certificate
This calculator is provided for education and illustrative purposes only, and not intended to provide investment advice. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. Please consult your financial, tax, or legal advisor regarding your unique situation.
(before taxes)
- Logix is ranked in the 99th percentile for member value among credit unions nationally.
- Logix is the highest scored credit union in California.
- Logix charges 18.8% fewer fees than the credit union average.
Logix is one of the safest places for your money.
Excellent Liquidity
Logix has more than $7.4 billion in stable,
well-diversified deposits, along with $3.1 billion in unused borrowing capacity at the Federal Home
Loan Bank and Federal Reserve Bank.
Conservative Investments & Strong Balance Sheet
Logix maintains conservative
investment and balance sheet management practices. We have no exposure to recently failed banks or
cryptocurrency assets.
Strong Capital Position
Our net worth (or capital) is 13.2% of assets, well
above the 7% threshold our regulators, NCUA, require to be well-capitalized, and significantly above
the bank average of 9.0%.
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