Fixed Rate Mortgage

Fixed rate mortage

Imagine that. Loans programmed for people.

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How often do you get to dictate the terms of your long-term relationships? Our fixed rate loans give you a steady rate over 10, 15, 20 or 30 years. Your choice—and we won’t even make you fold the laundry.

A fixed rate loan is ideal if you:

  • Want a mortgage payment that will never change over a term of 10, 15, 20 or 30 years*
  • Plan to stay in your home sweet home for many years

Here are just a few reasons why you will love our service:

  • 25-day funding guarantee on purchases - or we pay you $2,000** 
  • Servicing for life - we don't sell your servicing to a different lender 
  • Money back guarantee - we'll do it right or pay you $500**

Need another reason? If you’re ready to buy a home, we’ll give you a .125% rate discount on our 30 yr. fixed rate loan up to $625,500.

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Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA NH, NV, and VA.

Buy a home with as little as 5% down
If you've found your dream home but don’t have a lot saved to put down, we can help! This option is available on mortgages up to $417,000. You must have excellent credit and provide the 5% down payment from your own funds. Private mortgage insurance is also required. Contact us for details.

Super jumbo homes need super jumbo loans

We offer great rates on loans up to $2 million. Learn more.

Online Mortgage Center
We've eliminated traditional paperwork and red tape in favor of a few clicks and questions. Visit our online mortgage center to see how easy it is to select and apply for the loan that's right for you.

Less than perfect credit?
We work hard to say yes, even if you have a few blemishes in your credit history.

Additional Resources

*The Payment does not change if the payment consists of principal and interest only.  A Loan payment that includes impounds such as taxes and insurance will be greater and likely to increase/change the loan payment amount during the term of the loan.

**Logix guarantees to close your loan by the date specified in the purchase contract, provided this date is 25 days from contract date and we have received a complete loan application and all requested documents. If the loan fails to close on time due to a delay by Logix we will credit up to $2,000 of the buyer's closing costs at time of funding. (Guarantee applies to 1st trust deed mortgage loans and must be requested prior to signing loan closing documents.) This offer applies to purchase transactions only and meet Logix's lending guidelines, and may not be combined with other satisfaction guarantee offers. Federal law requires certain disclosures be delivered to the borrower at least 3 business days before consummation. The Guarantee to close does not apply if your closing is delayed due to the 3-business day waiting period.

*** Logix is 100% committed to excellent member service, and we stand behind that commitment with an unconditional money back guarantee. If you receive less-than-satisfactory service during your real estate loan application process, immediately contact any Logix representative. We will do everything in our power to make the situation right. If, after your loan is funded, you believe we did not meet your service expectations, we will gladly credit $500 to your Logix savings account. Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding. It cannot be combined with any purchase rate promotion. The satisfaction guarantee and the 25 day funding guarantee cannot be combined.