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Limited time only: Up to $2,000 Off First Mortgage Closing Costs+


Fixed Rate Mortgage Adjustable Rate Mortgage (ARM) Smart Choice 5/5 ARM
Best if you
  • Want a payment that will never change
  • Want to refinance to pay off your current loan faster—e.g. in 10, 15 or 20 years
  • Plan to stay in your home for many years

30 year fixed rate mortgage

  • Want to maximize your buying power
  • Want lower payments during the first few years of your loan
  • Plan to move or pay-off your mortgage within the next ten years
  • Want the low rate of an ARM, but greater protection from potential payment increases
  • Want the option to pay absolutely nothing in closing costs
  • Plan to move or pay-off your mortgage within the next 5 to 10 years
Worth Noting Fixed rate loans generally have higher rates than adjustable rate loans, but your rate will never increase Your loan rate will not increase by more than a set amount each year (after the initial fixed-rate period). You are also protected by life-of-loan caps
  • Your loan rate will not increase by more than 2% every five years, or by more than 5% over the life of the loan*
  • Early closure penalty applies if you close the loan within the first 36 months
Down Payment** As little as 5% (Or, ask about our 80-10-10 with no PMI!) As little as 5% As little as 3%
Rate Lock 45 days 60 days 60 days
Satisfaction
Guarantee1
We’ll do it right or we’ll credit $500 to your savings account. Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding. We’ll do it right or we’ll credit $500 to your savings account. Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding. We’ll do it right or we’ll credit $500 to your savings account. Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
Closing
Guarantee++
25 Day Closing Guarantee++ 25 Day Closing Guarantee++ 25 Day Closing Guarantee++
Loan Terms Choice of 10, 15, 20, or 30 year terms Adjustable rate with an initial fixed rate period of 1, 3, 5, 7 or 10 years 30 year term. Rate is fixed for the first five years, and then adjusted every five years thereafter

+ Up to $2,000 Off Closing Costs Offer - Logix will pay your closing costs up to $2,000 on purchase and refinanced 1st trust deed mortgage loans. The Up to $2,000 Off Closing Costs Offer applies to application, document preparation, processing, underwriting, appraisal, flood certificate, tax registration, credit report, and notary fees as itemized on your Loan Estimate and Loan Closing Disclosure. This Offer does not apply to no-cost loans, subordinate-lien financing, or home equity lines and loans. This limited time Offer may be discontinued at any time without notice. Offer valid for loan applications received on or after 2/24/17.

* 1/1 or 3/1 ARM: The maximum amount your payment can increase after the fixed-rate period ends is 2% (and then 2% each year thereafter). Your rate will never increase by more than 6% over your initial rate for the life of your loan. A 20% down payment is required (we will finance up to an 80% loan to value).

* 5/1 or 7/1 ARM: The maximum amount your payment can increase after the fixed-rate period ends is 5% (and then 2% each year thereafter). Your rate will never increase by more than 5% over your initial rate for the life of your loan. A 10% down payment is required (we will finance up to a 90% loan to value).

* 5/5 ARM: The maximum amount your payment can increase after the fixed-rate period ends for a conforming loan (up to $424,100) is 2% (and then 2% each year thereafter). Your rate will never increase by more than 5% over your initial rate for the life of your loan. A 20% down payment is required (we will finance up to an 80% loan to value). Borrower must reimburse Logix for third-party fees if the loan is paid off during the first 36 months.

** Please ask us for details about different down payment options. Private mortgage insurance will be required for loans with less than 20% down.

1 Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.

++ Logix 25-Day Loan Closing Guarantee – For 1st mortgage, purchases only, Logix guarantees to close your loan in 25 calendar days unless prohibited by Federal regulation, and provided Logix has received your (1) completed loan application; (2) all requested documents, (3) you have electronically consented @ Logixmortgage.com online mortgage loan application portal at the time of application through loan closing to receive all loan documents and disclosures electronically (Upon request, paper copies available at no additional charge.), and (4) all pre-conditions have been satisfied at least 5 calendar days prior to the scheduled closing date. If all required conditions are met and your loan fails to close on time due to a delay by Logix, you will receive a credit towards closing costs up to $2,000 at loan closing. Logix 25-Day Loan Closing Guarantee may not be combined with other offers, including our $500 Satisfaction Guarantee. Not available on “no cost” loans.

 

Mortgage Loans To Meet Your Unique Needs

Take advantage of the many specialty mortgage loans Logix offers, including:

Call (800) 328-5328 for details on our specialty mortgage programs.

Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA NH, NV, and VA.

Get pre-qualified in minutes.

Click here to fill out our simple pre-qualification form. We'll get back to you right away with an estimate of your qualified loan amount.

We'll help you every step of the way

We understand buying a home can be a stressful experience. That's why our real estate lending team will proactively update you every step of the way. We have also created a detailed summary of all the steps involved to fund your purchase or refinance loan in the "Road to a Mortgage Loan" links below. Take a look to learn exactly what you can expect.

Step-by-step overview:
Road to a Purchase loan Road to a Refinance loan Get a Home Insurance Quote

Additional Resources

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