Carol Salgado, Mortgage Professional

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Carol Salgado

NMLS ID 689906

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Cell: (818) 631-5554
Office: (818) 565-2339
Fax: (818) 565-2296

[email protected]

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Opening Doors Starts with the Right Partner.

Let's figure it out together.

Carol Salgado

Real Estate Loan Officer

With over 49 years in financial services, I bring deep expertise and a genuine, client-first approach to every mortgage. Since joining Logix in 2010, I’ve had the privilege of helping borrowers navigate the home financing journey with confidence and clarity. My background in loan origination, branch management, and marketing, combined with over 30 years in the Conejo Valley, allows me to build meaningful relationships and truly understand the communities I serve.

My focus is always on finding the best possible solution for each individual borrower’s needs, ensuring a smooth, informed, and positive lending experience from application through closing.

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Home Loan Options

Explore a variety of mortgage and refinancing solutions designed to fit your needs, budget, and homeownership goals.

Buy a Home

Let’s help make your home purchase easier! We have loans for every buying situation with expanded approval for less-than-perfect credit.

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Refinance a Mortgage

Looking to refinance your mortgage? We can offer you better rates and reduce the time required to refinance your loan.

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Get a Home Equity Loan

Ready to unlock your home’s potential? Our Home Equity Loans provide competitive rates, flexible terms, and quick access to the funds you need.

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5 Reasons to Choose Logix for Your Home Loan

We guarantee to close a real estate first mortgage purchase transaction loan on time, or the borrower receives a credit towards closing costs up to $2,000 at loan closing!*

Local and Direct Lender - Our underwriters and processors are all “in house” and local, allowing us to close deals on deadline.
25-Day Closing Guarantee - For first mortgage purchases, we guarantee to close your loan in 25 calendar days.*
Competitive Rates - As a not-for-profit credit union, we are able to offer our members low closing costs and competitive interest rates to fit your needs.
Loan Options - We offer conventional loans with as little as 3% down**, plus competitive adjustable-rate and jumbo mortgages.
Unmatched Service - We’re fast, dependable, and eager to walk clients through the home buying process. Don’t hesitate to reach out to us!

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Questions? We’re here for you!

Call Us

Have questions? Call us at (800) 328-5328!

Appointment

Schedule an appointment with us!

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Come into one of our branches in person!

Contact Us

Connect with our team online, by phone, or in person.

Frequently Asked Questions

You can apply for a mortgage loan online, by phone, or in person at any branch. Logix membership is required.

Your borrowing power will depend on your income, assets, credit score, and debt. Please contact us to help you determine how much you can afford to borrow.

We offer a variety of mortgage products, ranging from Fixed Rate loans and Adjustable-Rate Mortgages (ARM), to Jumbo Mortgages and No-Cost Mortgage. Call (800) 328-5328 for details or compare mortgage loans here.

Information that's needed during the pre-approval process differs for self-employed or employed individuals. A checklist of needed documents will be given at the time of the application. Documents that are needed are proof of income, proof of assets, and other documents. Feel free to visit your local branch to chat further about getting pre-approved for a mortgage loan or give us a call at (800) 328-5328.

It takes 3-5 business days once the loan is recorded by the county.

If all documentation is provided at the time of the initial review, the pre-approval process can take as little as 1-2 business days.

Pre-approvals are good for 120 days from the date your credit report was pulled.

Closing costs can vary depending on the escrow company. These costs typically amount to 3-5% of the purchase price.

Logix provides options with no closing costs. Click here to learn more.

On average, closing a mortgage loan can take up to 25-30 calendar days. Closing a mortgage is dependent on all parties, like the buyer and seller, and completing all required documents to finalize the close.

Just a small change in rate or terms can add up to thousands of dollars saved each year.  Click here to learn more or get in touch with a Logix mortgage officer at (800) 328-5328.

Disclosures (3)

*Logix 25-Day Loan Closing Guarantee. For 1st mortgage, purchases only, Logix guarantees to close your loan in 25 calendar days unless prohibited by Federal regulation, and provided Logix has received your (1) completed loan application; (2) all requested documents, (3) you have electronically consented via the Logixmortgage.com online mortgage loan application portal at the time of application through loan closing to receive all loan documents and disclosures electronically (Upon request, paper copies available at no additional charge.), and (4) all pre-conditions have been satisfied at least 5 calendar days prior to the scheduled closing date. If all required conditions are met and your loan fails to close on time due to a delay by Logix, you will receive a credit towards closing costs up to $2,000 at loan closing. Logix 25-Day Loan Closing Guarantee may not be combined with other offers, including our $500 Satisfaction Guarantee. Not available on “no cost” loans. **$500 Satisfaction Guarantee. We’ll do it right or we’ll credit $500 to your savings account. Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding. Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA. Logix membership is required. Other terms and conditions may apply.

**3% down – (97% financing) available on owner-occupied primary residence loan amounts of up to $832,750 on approved credit. 3% down payment must be from borrower's own source of funds and does not include non-lender paid fees, impounds, or reserves. Other financing options are available. Private Mortgage Insurance (PMI) is required.

Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA. Logix Home Equity Loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA. Logix Home Equity Lines of Credit are available in the following states: CA, MD, NV, NH, VA, MA and ME. Logix membership is required.