Can't decide between the steadiness of a 30 year fixed or the low rate of the ARM? That's okay! There's another choice: our Smart Choice 5/5 ARM!
- Option to pay no closing costs+
- NEW BENEFIT Purchase your home with as little as 3% down**
- Excellent Rates - lower than conventional programs
- Rate adjusts only once every 5 years, and never by more than 2%
- Rate won't increase by more than 5% over the life of the loan
- Loan amounts up to $2 million
Use the 5/5 ARM for purchases or to refinance your home at a lower rate. It is even available in Jumbo loans for up to $2 million dollars.** In addition:
Satisfaction Guarantee - We'll do it right or pay you $500++
Click here to check current rates.
- Video: How to buy a home if you don't have 20% to put down.
- 5 Creative Ways to come up with a down payment
- Get a Homeowners Insurance Quote
+ Logix will pay loan origination and third-party fees, with some exceptions. Borrower is responsible to repay lender-paid closing costs if the loan is paid off within the first 36 months.
** 3% down (97% financing) available on owner-occupied primary residence loan amounts of up to $453,100 on approved credit. 3% down payment must be from borrower's own source of funds and does not include non-lender paid fees, impounds, or reserves. Other financing options are available. Private mortgage insurance (PMI) is required.
++ $500 Satisfaction Guarantee. We’ll do it right or we’ll credit $500 to your savings account. Satisfaction Guarantee applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
Logix 25-Day Loan Closing Guarantee. For 1st mortgage, purchases only, Logix guarantees to close your loan in 25 calendar days unless prohibited by Federal regulation, and provided Logix has received your (1) completed loan application; (2) all requested documents, (3) you have electronically consented @ Logixmortgage.com online mortgage loan application portal at the time of application through loan closing to receive all loan documents and disclosures electronically (Upon request, paper copies available at no additional charge.), and (4) all pre-conditions have been satisfied at least 5 calendar days prior to the scheduled closing date. If all required conditions are met and your loan fails to close on time due to a delay by Logix, you will receive a credit towards closing costs up to $2,000 at loan closing. Logix 25-Day Loan Closing Guarantee may not be combined with other offers, including our $500 Satisfaction Guarantee. Not available on "no cost" loans.
Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA NH, NV, and VA.
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with a human.