Checking Accounts

All of our accounts come with great free perks—no matter which account you choose. And who doesn’t love free stuff? Here’s what’s available at no cost to you:

  • Debit card with rewards (one point for every 2 dollars for qualifying purchases. Enrollment required).
  • Access to 30,000 FREE CO-OP ATMS (that’s way more than the big banks offer).
  • Up to $5,000 in free coverage to help you recover if identity theft happens to you.
  • Mobile and online banking to pay your bills, stop payments and check your accounts on the road.
  • Online images of cleared checks for viewing, printing, framing, etc.
  • Variety of overdraft protection options.
  • eDeposit Mobile - deposit checks with your smart phone.
  • Relationship Rewards – increased dividends, cash back, free checks and more. The greater the relationship, the greater the rewards!

Plus, we make it easy to switch. Click here to access a helpful step-by-step guide, complete with handy checklists to ensure the process goes smoothly.

Dividends Monthly Service Charge Waiver of Monthly Service Charge
Advantage Checking

Open Account
None $2.95 Waived with Direct Deposit of $100 or more
-or-
e-Statements (paper statements waived)
-or-
$750 daily checking balance
-or-
Gold or Platinum level of Relationship Rewards.*
Premier Checking

Open Account
Yes, dividends earned each day your balance is $2,500 or more. $5.95 Waived with $2,500
daily checking balance
-or-
Golden or Platinum level of Relationship Rewards.*
High Rate Checking

Open Account
Yes, dividends earned each day your balance is $20,000 or over. $9.95 Waived with $20,000
daily checking balance
-or-
Gold or Platinum level of Relationship Rewards.*
Teen Checking
(ages 13 to 17)
No None This Checking Account is free to members ages 13 to 17 and includes Silver Relationship Rewards benefits.
Nextgen Checking
(ages 18 to 25)


Open Account
No $2.95 Waived with Direct Deposit of $100 or more.
-or-
e-Statements
(paper statements waived)
-or-
$250 daily checking balance
-or-
Gold or Platinum level of Relationship Rewards.*
This account includes Silver Relationship rewards benefits.
*Gold Relationship Rewards: $25,000 combined household balances. Platinum Relationship Rewards: $100,000 combined household balances. Combined household balance includes any loan, mortgage, checking, money market and savings balances (excluding certificates) at Logix.