Total Cost Analysis

Your Total Cost Analysis is complimentary,¹ giving you a clearer way to explore your home loan options, whether you’re buying a home or considering a refinance. We are here to help you compare your options, understand the costs, and make a choice that fits your goals.

Your Total Cost Analysis Includes

• A Personalized Report
  Customized for you with clear graphs and side-by-side comparisons, making it easier to understand your options and see where you may be able to save.
• Expert Guidance
  Local, experienced mortgage professionals will walk you through different loan options and scenarios based on your budget and goals.
• Explore Your Options
  Explore loan options, compare financing solutions, and understand the total cost of borrowing.

Your Report Options

• Which home loan is right for you?
  Compare different loans and interest rates side by side to see how each option could work for you.
• Should you buy now or wait?
  Explore the costs of renting versus buying to help determine what may make sense for you.
• Can you lower your monthly payments?
  See whether refinancing and consolidating debt could help lower your monthly payment or save you money over time.

A Total Cost Analysis helps you compare mortgage options and understand costs, so you can make a more informed decision about your home loan.

Understand Your Property Taxes and Homeowners Insurance

Your monthly mortgage payment is about more than just principal and interest. Property taxes and homeowners insurance can also affect your total housing costs. With a Total Cost Analysis, you can explore estimated property taxes and insurance costs to get a clearer picture of your potential monthly payment.

• Property Tax Estimates
  Understand how estimated property taxes may impact your monthly mortgage payment.
• Homeowners Insurance Estimates
  Factor in estimated insurance costs to better understand your overall homeownership expenses.
• A More Complete Cost Picture
  Compare loan options with estimated taxes and insurance included to make a more informed decision about your home loan.

Property tax and homeowners insurance amounts are estimates and may vary based on the property, location, coverage, and other factors.