Savings Accounts
Our savings, money market, and certificate accounts make your money more interesting – see what we did there?

Main Savings

APY Range
Best For
Earning steady dividend yields, immediate access.
Minimum Opening Deposit
$5
Security
Federally insured up to $250,000

IRA Savings

APY Range
-
Best For
Saving to ensure a worry-free retirement.
Minimum Opening Deposit
$0
Security
Federally insured up to $250,000

Money Market Accounts

APY Range
-
Best For
Earning higher dividend yields, immediate access.
Minimum Opening Deposit
$2,500

Security
Federally insured up to $250,000
Withdrawal Penalty
Enjoy different penalty-free withdrawal options. Refer to account disclosures for more information.

Certificate Accounts

APY Range
-
Best For
Earning higher dividend yields.

Minimum Opening Deposit
$1,000

Security
Federally insured up to $250,000
Withdrawal Penalty
Dividends may be withdrawn without penalty, but withdrawal of principal results in an early withdrawal penalty.

High Rate Savings

APY Range
-
Best For
Earning higher dividend yields, immediate access.
Minimum Opening Deposit
$25,000
New Money Only
Security
Federally insured up to $250,000
Withdrawal Penalty
No limits on deposits or withdrawals
A Main Savings Account with a $5 minimum balance is required to establish and maintain Logix membership.

The Savings Accounts Quick Comparison Chart is intended to display an example of savings accounts types and how members can earn higher Annual Percentage Yields depending on the savings product selected, and is not intended as an official quote of Annual Percentage Yields currently available.

For current Savings and Money Market Rates click here, for current Certificate Rates click here.

What are members saying?

Average Customer Ratings

quotes img

Great Rates

I've compared rates, transferred funds and started making some actual interest on my money that is just sitting there. If you have funds hanging around in accounts earning pennies on them, why not move it to Logix and see it grow!!!

stonewyke

What are you saving for?

Select an option below to learn more.

12-Month Flex Certificate

Allows one extra deposit during the term, and one penalty-free withdrawal, up to 25% of the balance.

24 Month Certificates Icon

24-Month Certificate

Lock in a great rate with a 24-Month Certificate, $1,000 minimum opening deposit, no monthly fee.

12-Month Bump Rate Certificate

If rates go up, allows one rate increase during the certificate term.

UTMA Launch Pad Savings

Secure your child’s future while building smart money habits for life.

GreenPath Financial Wellness

Teach kids money habits through budgeting, purchasing, and saving.

Individual Retirement Accounts (IRAs)

An individual retirement account is specifically created to help you save for retirement.

How Much Should You Save?

Have you ever wondered how much you really need to retire?

12-Month Flex Certificate

Allows one extra deposit during the term, and one penalty-free withdrawal, up to 25% of the balance.

UTMA Launch Pad Savings

Secure your child’s future while building smart money habits for life.

Individual Retirement Accounts (IRAs)

An individual retirement account is specifically created to help you save for retirement.

The Best of the Best

Logix is ranked in the 99th percentile for member value among credit unions nationally.
Logix is the highest-scoring credit union in California.

Logix charges almost 20% fewer fees per member than the credit union average.
Logix Team

Safe and Secure

…and becoming a member is fast and easy!

Federally Insured

Your deposits are federally insured up to at least $250,000 by the National Credit Union Administration.
Dollar Icon

Strong Capital

Our net worth is over 14% of assets, far surpassing the federal regulator’s 7% “well-capitalized” threshold, and the bank average of 9.9%.

Positive Earnings

Logix has maintained positive earnings every year since its founding in 1937 – a statement very few financial institutions can make.

Questions? We’re here for you!

Call Us

Have questions? Call us at (800) 328-5328!

Appointment

Visit Us

Come into one of our branches in person!

Contact Us

Connect with our team online, by phone, or in person.

Frequently Asked Questions

You can apply for a Savings Account online, by phone, or in person at any branch.

For a general savings account each account holder will need a U.S. Government Photo ID and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).


Teen Account

Exclusively for members ages 13 thru 17.

  • Adult's U.S. Government Photo ID
  • Adult's SSN or ITIN
  • Teen’s Identification
    • Photo ID (school ID or government ID is acceptable) or
    • Birth Certificate or
    • Social Security Card or
    • Parent Endorsement (parent must be an established Logix member)
  • Teen's SSN or ITIN

UTMA (Uniform Transfer to Minor)

  • Custodian's U.S. Government Photo ID
  • Custodian's SSN or ITIN
  • Minor's SSN or ITIN

Trust Account

  • General Membership requirements
  • Certificate of Trust

Estate Account

In a general sense, an "estate" refers to the total property, assets, and liabilities that a person leaves behind at the time of their death. It includes real estate, personal property, financial accounts, and debts.

  • General Membership requirements
  • Certified Copy or Original Death Certificate
  • Certified Copy of Letters of Testamentary or Letters of Administration
  • Employer Identification Number (EIN)

Representative Payee

A "representative bank account" typically refers to an account held by an individual who is authorized to act on behalf of another person or entity. This representative, often called an agent or representative payee, manages the finances of the account for the benefit of the account holder. Representative bank accounts are commonly used in situations where someone may not be able to manage their own financial affairs, such as minors, individuals with disabilities, or those who have appointed someone to handle their financial matters.

  • General Membership requirements
  • Letter from Social Security Administration or Department of Veterans Affairs stating who the Representative Payee is and for whom the account is being established

There is a minimum initial deposit of $5 to open a Main Savings Account and establish a membership.

Dividends are earned daily and credited and compounded monthly at the rate that corresponds to your account balance. Click here to learn more.

There is no Main Savings account specific monthly low balance fee or monthly service charge; however, we charge a Low Balance Fee of $5 if the combined total of your savings, checking, money market, certificate, and outstanding loan balances within the same account structure is less than $1,000 on the last day of the month. If incurred, this fee is charged to the Main Savings Account, provided sufficient funds are available; otherwise the fee is charged to another of your Logix accounts. Learn how to waive this fee with our Relationship Rewards Program.

We have several accounts and rates that meet your needs, including Money Market Accounts, Certificate Accounts, and High-Rate Savings Accounts.

Absolutely! Your deposits are federally insured up to at least $250,000 per individual vesting (and another $250,000 for IRAs) by the National Credit Union Administration.

View All +