Your dream home is just one step away
Buying your first home or moving somewhere new? We've got a range of options to help you get there.
Buy a home with as little as 3% down*
If you've found your dream home but don't have a lot saved to put down, we can help! This option is available on mortgages up to $647,200.
Take advantage of special first-time homebuyer options
We have great options for first-time home buyers! Get the mortgage loan you need quickly with our HomeReady mortgage loan or bring down payments lower with the 3% down EZ Decision loan.
Why mortgage with Logix?
We've got some great perks for home buyers like you!
Loan amount up to $2.25 millionPurchase high-priced properties with flexible terms & rates that fit your needs!
$500 Satisfaction GuaranteeWe'll do it right or we'll credit $500 to your savings account. Applies to 1st trust deed mortgage loans and must be requested within 30 days of loan funding.
25-Day Closing Guarantee**For 1st mortgage purchases, we guarantee to close your loan in 25 calendar days.
Need help with buying or selling a home?
Frequently Asked Questions
At Logix, we do our best to compete with competitors. Our Relationship Rewards program gives members mortgage discounts and other perks.
Information that's needed during the pre-approval process differs for self-employed or employed individuals. A checklist of needed documents will be given at the time of the application.
Documents that are needed are proof of income, proof of assets, and other documents. Feel free to come into your local branch to chat further about getting pre-approved for a mortgage loan or apply now.
Mortgage pre-approvals are good for 120 days.
If all documentation is provided at the time of the initial review the pre-approval process can take as little as 1-2 business days.
In order to lock in a rate, there must be an actual accepted purchase contract.
On average, closing a mortgage loan can take up to 25-30 calendar days. Closing a mortgage is dependent on all parties, like the buyer and seller, and completing all required documents to finalize the close.
Closing costs vary as escrow companies differ in fees. These costs typically amount to three to five percent of the purchase price.
When going through the purchase process with your loan officer, closing costs estimates are given.
You can also use this mortgage comparison tool to compare mortgages and see estimated closing costs for each mortgage option.
Logix provides options with no closing costs. Click here to learn more.
*3% down (97% financing) available on owner-occupied primary residence loan amounts of up to $647,200 on approved credit. 3% down payment must be from borrower's own source of funds and does not include non-lender paid fees, impounds, or reserves. Other financing options are available. Private Mortgage Insurance (PMI) is required.
**Logix 25-Day Loan Closing Guarantee. For 1st mortgage, purchases only, Logix guarantees to close your loan in 25 calendar days unless prohibited by Federal regulation, and provided Logix has received your (1) completed loan application; (2) all requested documents, (3) you have electronically consented at Logixmortgage.com online mortgage loan application portal at the time of application through loan closing to receive all loan documents and disclosures electronically (Upon request, paper copies available at no additional charge.), and (4) all pre-conditions have been satisfied at least 5 calendar days prior to the scheduled closing date. If all required conditions are met and your loan fails to close on time due to a delay by Logix, you will receive a credit towards closing costs up to $2,000 at loan closing. Logix 25-Day Loan Closing Guarantee may not be combined with other offers, including our $500 Satisfaction Guarantee. Not available on “no cost” loans.
Logix mortgage loans are available in the following states: AZ, CA, DC, ME, MD, MA, NH, NV, and VA.