Credit Union Retirement Accounts | Logix Smarter Banking

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Retirement Accounts

Smooth flight, perfect landing. Land a great IRA Savings with up to 2.50% APY.*

Open an Account View Savings Rates

IRA Savings

Rates as high as

APY

Enjoy potential tax benefits, flexible contributions, and easy rollovers for smarter saving.

24-Month IRA Certificate

Rates as high as

APY

Earn up to APY with a 24-Month IRA Certificate, $1,000 minimum opening deposit, and no monthly fee.

60-Month IRA Certificate

Rates as high as

APY

Earn up to APY with a 60-Month IRA Certificate, $1,000 minimum opening deposit, and no monthly fee.

Differences Between Traditional and Roth IRAs

Benefits of an IRA Account

Steady Ascent:
Saving for retirement is a gradual process, and automatic contributions to a savings account or IRA grow your balances steadily over time.

Smooth Flying:
Automated IRA contributions make saving simple, and Logix IRAs avoid market volatility while increasing your federally insured funds.

In-Flight Upgrades:
A traditional IRA offers the potential of tax-deductible contributions now, and lower future taxes when members are typically in a lower tax bracket.

Perfect Landing:
Consistent IRA contributions help ensure long-term financial security and a smooth transition into retirement.

Learn More

Retirement Account Benefits

Flexible Strategies

We can help you choose the right IRA Account to help future financial security and to adjust your strategy.

Tax Advantages

Retirement contributions may be tax-deductible and may reduce your taxable income.

401(k) Plan Rollover

Unlock the potential of your retirement savings by rolling over your 401(k) plans.

Peace of Mind

Consistent contributions are easy to set up, and you’ll take comfort knowing you’re investing in your future.

Calculators

Investment products are:

Not Insured by NCUA or Any
Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits
or Obligations

May Lose Value

Open Your Retirement Account Just in a Few Steps

Enter your information

You’ll need your Social Security Number or Individual Taxpayer Identification Number
Unexpired US government-issued photo ID, such as a Driver’s License, Passport, or State ID

Fund your account

Select an account you want to open
Fill in your details and deposit amount

Sign and submit

Review your application, sign the agreement, and submit

See our other savings accounts

Retirement Account

Plan for retirement by growing your balances, ensuring a financially secure future.

Open a Retirement Account

Money Market Account

Higher yields than a regular savings account, and even better rates with higher balances.

Learn More

Certificate Account

Consistent and higher yields, fixed for specified periods.

Learn More

Main Savings Account

Steady dividends, immediate access.

Learn More

The Best of the Best

Read the Full Article

Logix is ranked in the 99th percentile for member value among credit unions nationally.

Logix is the highest-scoring credit union in California.

Logix charges almost 20% fewer fees per member than the credit union average.

Logix Team

Federally Insured

Your deposits are federally insured up to at least $250,000 by the National Credit Union Administration.

Strong Capital

Our net worth is over 14% of assets, far surpassing the federal regulator’s 7% “well-capitalized” threshold, and the bank average of 9.9%.

Positive Earnings

Logix has maintained positive earnings every year since its founding in 1937 – a statement very few financial institutions can make.

Call Us

Have questions? Call us at (800) 328-5328!

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Schedule an appointment with us!

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Come into one of our branches in person!

Contact Us

Connect with our team online, by phone, or in person.

Disclosures (3)

*Logix IRA Savings Account: APY = Annual Percentage Yield. Minimum balance required to earn APY is $50,000.00. The Logix IRA Savings Account is a tier-rate account and the APY for each balance tier is: APY on $500,000.00 and Over; APY on $250,000.00 - $499,999.99; APY on $100,000.00 - $249,999.99; APY on $50,000.00 - $99,999.99; APY on $25,000.00 - $49,999.99; APY on $10,000.00 - $24,999.99; APY on $7,500.00 - $9,999.99; APY on $2,500.00 - $7,499.99 and APY on $ .01 - $2,499.99. The APY for each balance tier is variable and is subject to change after the account is opened. There is no minimum deposit required to open the account. Rates are effective as of and are subject to change after the account is opened. Dividends are earned daily and credited and compounded monthly at the rate which corresponds to your account balance. Fees could reduce earnings. Logix membership is required.

For current IRA Savings Rates click here, for current IRA Certificate Rates click here.

The content on this page is provided for informational purposes only, and not intended to provide investment or tax advice. Please consult your financial, tax, or legal advisor regarding your unique situation.