How did I feel? At the time, it felt like I had the wind knocked out of me. It was an ordinary Tuesday evening, and I was clicking through a ton of unread emails when I saw it – the one from my credit union.
The subject line read "URGENT: Finish Your Loan Paperwork!". It made me sit upright on my couch.
In the labyrinth of personal finance, your credit union or bank statement serves as a guiding light, illuminating your path to financial health and security. It's more than just a piece of paper or a digital record—it's a mirror reflecting your financial habits, transactions, potential vulnerabilities, and banking activity over a specific period.
It’s tax season once again…have you filed your return? April 15th is this year’s deadline, and you can also file for an extension which extends your timeline to October 15th. (Pro tip: To avoid the fees often associated with tax prep sites, eligible individuals can head over to the IRS for free online filing options.)
In 2023 the average tax refund was $2,753, and many are seeing higher returns this year due to changes the IRS made to counteract inflation. Not sure how to optimize your return? We offer several suggestions for recipients on investing wisely.
Identity theft occurs when someone steals your personal information and uses it fraudulently for their own financial gain. In a world where our digital footprints leave traces of our lives everywhere, understanding the mechanisms behind identity theft is paramount. By staying informed and adopting vigilant habits, we can navigate the digital landscape with confidence, ensuring that our identities remain securely our own.
In the vast landscape of financial institutions, credit unions stand out as community-centric alternatives to traditional banks. Owned and operated by their members, these financial cooperatives prioritize serving the financial needs of their communities over maximizing profits. If you're curious about what sets credit unions apart from conventional banks and why they might be worth considering for your financial needs, you're in the right place.
