Credit Union Refinance Home Loan | Logix Smarter Banking

Refinance your home at a lower rate

Just a small change in rate or terms can add up to thousands of dollars saved each year.

Low fixed rates and flexible terms.
Cash-out and no cash-out options available.
No appraisal with qualifying Property Inspection Waiver.
Choice of 10 or 30-year terms.

Discover your refinancing options

Looking to refinance? We have plenty of options to choose from!

Discover Mortgages

Finding your dream home doesn't have to be complicated, and neither does refinancing your current home. Learn all about the different mortgage loan types that Logix offers.

Fixed Rate

Our fixed-rate loans give you a steady rate over 10, 15, 20 or 30 years. This is ideal if you plan to stay in your home sweet home for many years.

Learn more

Smarter Refi

The Logix Smarter Refi is a streamlined mortgage refinance program designed to provide an expedited, no-closing-cost experience to highly qualified borrowers for specific types of refinances.

Learn more

Adjustable Rate Mortgage (ARM)

With an adjustable-rate mortgage, you’ll get a lower starting rate that will not change for the first 1, 3, or 5 years of your term.

Learn more

No Cost

If you're still paying a high rate on your mortgage, we know a good shrink. A no-cost mortgage is simple, smooth, and pre-shrunk! Options like a 10-Year Fixed Rate Mortgage help you own your home in just 10 years, with low, fixed rates, and no closing costs.

Learn more

Compare All Mortgages

Whether you’re looking for a mortgage payment that won’t change with a Fixed Rate mortgage or want to maximize your buying power with an Adjustable Rate Mortgage, take advantage of the many specialty mortgage loans Logix offers.

Select up to 3 mortgages to compare

Fixed Rate

Adjustable Rate (ARM)

Specialized

Description

Best If

Intended Use

Home Type

Rate Lock

Loan Terms

Apply

Description

Best If

Intended Use

Home Type

Rate Lock

Loan Terms

Apply

Learn more

Need help choosing?

Get in touch with your local mortgage officer. We'll help you every step of the way.

Call (800) 328-5328 to get started!

What are members saying?

Bouquet Canyon

Hello My Name is Manuel Rios...

Hello My Name is Manuel Rios, and would like to take a moment to provide a special review to:

Robert Delgado, Loan Officer from Valencia Branch, is a very professional member. He has helped me with a few mortgage transactions within the last two years, providing me with full time support and professional advises to close my escrow transactions with positive results. Robert has been very patient educated and understanding with all my concerns, and always find ways to help me! and this is the main reason why I am still a member of Logix. I would like Logix to recognize Robert for his excellent customer services and Skills. I am and will continue referring Robert to my friends and Family!!

Manuel R.

Burbank

Logix is by far the best place to get a mortgage loan.

Logix is by far the best place to get a mortgage loan. Rhona Jukes took on our loan when another lender fell through last minute. Just when we thought there wasn't hope Rhona came to our rescue. From the moment I spoke to her I knew she would make things happen and get us into our home. She literally held our hand the entire way and was constantly kept in touch. No matter what time of the day she was always there to answer question. Without Rhona Jukes end Josh Corrillo we would never been able to purchase our first home . With their amazing customer service and low rates you would be foolish to go anywhere else. Thank you Logix for everything you have done for my family and I.

Tawnya B.

Palmdale

My husband and I now have our mortgage loan...

My husband and I now have our mortgage loan and two car loans here at Logix. We will only work with Christian Figueroa and Dominic Burnias. Christian is friendly, knowledgeable, efficient and truly cares about his customers. He was able to complete my recent auto loan in two days flat. Even with working around staffing and branch hour issues and then myself coming down with Covid. Nothing derailed him from getting the loan done and sent the payoff for me before the deadline. I would recommend Logix and Christian and Dominic to anyone. We are forever customers.

Kristin M.

Let's get you refinanced!

Apply online in minutes or let one of our friendly Loan Officers help you! We'll find the right loan for you and guide you through the application process.

Apply Online

Apply for a mortgage loan in a few minutes. It's really that simple!

Apply for a Mortgage Loan Apply Now

Find the Nearest Branch

Let's meet up to talk about your needs. We're just around the corner!

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Frequently Asked Questions

How long does it take to fund a mortgage loan?

It takes 3-5 business days once the loan is recorded by the county.

Does Logix waive closing costs?

Logix provides options with no closing costs. Click here to learn more.

What documents are needed to refinance?

Documents that are needed to refinance are proof of income, proof of assets, and other documents. Feel free to come into your local branch to chat further about refinancing your mortgage loan or apply now.

How soon can I refinance after closing a mortgage?

There is no seasoning requirement for rate and term refinance. To take out cash after purchasing there is a waiting period of six months, please refer to your loan officer for details.

Is there an early termination fee?

There's an early termination fee on any no-cost loan products if closed in under three years.

Mortgage Refinance

Refinance your home at a lower rate

Refinance your home at a lower rate

Refinance your home at a lower rate

Refinance your home at a lower rate

Low fixed rates and flexible terms.

Cash-out and no cash-out options available.

No appraisal with qualifying Property Inspection Waiver.

Choice of 10 or 30-year terms.

Discover your refinancing options

Discover Mortgages

Discover Mortgages

Fixed Rate

Smarter Refi

Adjustable Rate Mortgage (ARM)

No Cost

Compare All Mortgages

Select up to 3 mortgages to compare

Need help choosing?

What are members saying?

What are members saying?

Hello My Name is Manuel Rios...

Logix is by far the best place to get a mortgage loan.

My husband and I now have our mortgage loan...

Let's get you refinanced!

Let's get you refinanced!

Apply Online

Find the Nearest Branch

Frequently Asked Questions