Used Vehicle Loans
When you're ready to buy, we're ready to help:
- Low loan rates: Get interest rates as low as APR*
- No down payment needed: Finance up to 125% of your car's value, including tax, license and extended warranty
- Get a payment break: Pay nothing for up to 90 days**
- Lowest payments: Choose the term that best fits your budget, up to 84 months
Interested in a Logix used car loan? Four ways to get started:
- Apply online in minutes
- Schedule an appointment
- Call us at (800) 328-5328
- Drop by one of our branches
Do you live in one of these states: AZ, CA, DC, MA, MD, ME, NH, NV, or VA? Perfect - that's exactly where we offer vehicle loans.
Click below to submit an application in minutes.
Frequently asked questions:
- What's the process for buying a car from a dealership with a Logix loan? (PDF)
- What's the process for buying a used car from a private seller (individual) with a Logix loan? (PDF)
- Can I get a loan for a boat, RV, motorcycle or jet ski?
Car buying tips:
- Save money and protect yourself when buying a car or trading one in: Tips and guides
Resources from Logix for the car buying process:
- First-Time Car Buyer? You're not alone! Learn about Kay's experience purchasing her first car by clicking here.
- Get help buying your car with Auto Expert, a free service offered through credit unions. Tell Auto Expert what kind of car you are looking for and they search for one, negotiate the price, and handle DMV and loan paperwork. Through their volume discounts, customers save on average $1,900+ on the purchase of a new vehicle.
- Need insurance? Logix insurance partners can offer auto insurance quotes in 5 minutes or less.
*As low as APR (Annual Percentage Rate) is our best auto loan rate on approved credit and up to 125% financing on Used Vehicle purchases and refinances from another institution, for a maximum 36-month term, and includes a 1% discount for Automatic Payment (AutoPay). Rate subject to increase if AutoPay is discontinued. Advertised rate and financing is based on creditworthiness and may not be available to all recipients; other conditions may apply. Refinance of existing Logix loans excluded from this offer unless you take a $5,000 cash out (must meet our loan to‐value requirements) or pay a $249 fee. Actual interest rate offered may be higher and a down payment may be required depending on applicant’s credit rating and other underwriting factors. In some instances Logix may require borrowers to purchase Guaranteed Auto Protection on new and used auto loans; maximum 17.99% APR. Monthly payments at APR for a 36-month term are estimated at per $1,000 borrowed. Borrowers may elect to defer the first payment due date for up to 90 days from loan funding date, subject to credit approval; interest will accrue during the 90-day payment deferral period. “Used Vehicle” means the current and prior model year with 10,000 or more miles, and any earlier (older) model year regardless of mileage. Logix finances vehicles purchased through franchised dealerships only (those affiliated with a major brand such as Ford, Chevy or Toyota). Auto loans are available only in AZ, CA, DC, MA, MD, ME, NH, NV and VA. Rate is accurate as of and is subject to change.
**Qualifying member may select to defer their first payment for 90 days from the loan funding date. Interest will accrue during the 90-day payment deferral period. Subject to credit approval.